IFSC Code of Yes Bank, Osmanabad Dcc Kallam Mkt Yard Branch, Maharashtra

Below are the complete branch details for Yes Bank, OSMANABAD DCC KALLAM MKT YARD branch, located in KALLAM, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0DCC074. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0DCC074 for Yes Bank – OSMANABAD DCC KALLAM MKT YARD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0DCC074 is the IFSC of Yes Bank's OSMANABAD DCC KALLAM MKT YARD branch. The format is fixed: YESB = bank code, 0 = reserved, DCC074 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Osmanabad Dcc Kallam Mkt Yard branch in Kallam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0DCC074.

Branch details at a glance

About this branch

The branch is located at AT POST KALLAMB,OSMANABAD-413507. It serves the Kallam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0DCC074 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OSMANABAD DCC KALLAM MKT YARD of Yes Bank — its own 11-character IFSC. The code YESB0DCC074 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0DCC074 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Osmanabad Dcc Kallam Mkt Yard branch is mapped to IFSC YESB0DCC074 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0DCC074.

Products and services

Customers walking into the Osmanabad Dcc Kallam Mkt Yard branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0DCC074

How to transfer money using IFSC YESB0DCC074

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DCC074 across all three.

NEFT to Yes Bank, OSMANABAD DCC KALLAM MKT YARD using IFSC YESB0DCC074

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0DCC074, and confirm that the system picks up Yes Bank – OSMANABAD DCC KALLAM MKT YARD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to OSMANABAD DCC KALLAM MKT YARD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's OSMANABAD DCC KALLAM MKT YARD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0DCC074 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank OSMANABAD DCC KALLAM MKT YARD (IFSC YESB0DCC074)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0DCC074 in your mobile or internet banking app, and the money is credited to the OSMANABAD DCC KALLAM MKT YARD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Osmanabad Dcc Kallam Mkt Yard

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0DCC074:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at OSMANABAD DCC KALLAM MKT YARD is still linked to IFSC YESB0DCC074.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0DCC074

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – OSMANABAD DCC KALLAM MKT YARD is still mapped to IFSC YESB0DCC074. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0DCC074 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Osmanabad Dcc Kallam Mkt Yard branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0DCC074 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Osmanabad Dcc Kallam Mkt Yard branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0DCC074 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – OSMANABAD DCC KALLAM MKT YARD:

• The IFSC is exactly YESB0DCC074 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and OSMANABAD DCC KALLAM MKT YARD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Osmanabad Dcc Kallam Mkt Yard branch sits at AT POST KALLAMB,OSMANABAD-413507. If you are travelling from outside Kallam, search for the branch on a maps application using the bank name and locality, or call 7774043476 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0DCC074 and your account number.

Verifying IFSC YESB0DCC074 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0DCC074 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7774043476.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Osmanabad Dcc Kallam Mkt Yard are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0DCC074 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0DCC074 belongs to Yes Bank's OSMANABAD DCC KALLAM MKT YARD branch, located at AT POST KALLAMB,OSMANABAD-413507 in KALLAM, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.