IFSC Code of Yes Bank, The Gudivada Coop Urban Bank Kaikaluru Branch, Andhra Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, THE GUDIVADA COOP URBAN BANK KAIKALURU branch in KAIKALUR. The 11-digit IFSC YESB0GUB007 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the THE GUDIVADA COOP URBAN BANK KAIKALURU location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's THE GUDIVADA COOP URBAN BANK KAIKALURU branch, the IFSC YESB0GUB007 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and GUB007 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Gudivada Coop Urban Bank Kaikaluru branch — IFSC YESB0GUB007 — extends the bank's services to customers in and around Kaikalur, Andhra Pradesh.

Branch details at a glance

About the The Gudivada Coop Urban Bank Kaikaluru branch

The The Gudivada Coop Urban Bank Kaikaluru branch of Yes Bank is situated at NGOS BUILIDING, BESIDE MRO OFFICE, KAIKALURU 521333. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0GUB007 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE GUDIVADA COOP URBAN BANK KAIKALURU branch came to be assigned the code YESB0GUB007.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GUB007, money simply cannot be routed to the THE GUDIVADA COOP URBAN BANK KAIKALURU branch electronically.

Products and account variants supported

Every account opened at the The Gudivada Coop Urban Bank Kaikaluru branch is mapped to IFSC YESB0GUB007 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0GUB007.

Products and services

Customers walking into the The Gudivada Coop Urban Bank Kaikaluru branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0GUB007

How to transfer money using IFSC YESB0GUB007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GUB007 across all three.

How to use IFSC YESB0GUB007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE GUDIVADA COOP URBAN BANK KAIKALURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0GUB007.
4. Confirm the bank name auto-populates as Yes Bank and the branch as THE GUDIVADA COOP URBAN BANK KAIKALURU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE GUDIVADA COOP URBAN BANK KAIKALURU

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE GUDIVADA COOP URBAN BANK KAIKALURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GUB007 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE GUDIVADA COOP URBAN BANK KAIKALURU (IFSC YESB0GUB007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0GUB007 in your mobile or internet banking app, and the money is credited to the THE GUDIVADA COOP URBAN BANK KAIKALURU branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0GUB007 for Yes Bank – THE GUDIVADA COOP URBAN BANK KAIKALURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Gudivada Coop Urban Bank Kaikaluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0GUB007

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE GUDIVADA COOP URBAN BANK KAIKALURU is still mapped to IFSC YESB0GUB007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0GUB007 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0GUB007

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE GUDIVADA COOP URBAN BANK KAIKALURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0GUB007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Gudivada Coop Urban Bank Kaikaluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0GUB007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC YESB0GUB007

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – THE GUDIVADA COOP URBAN BANK KAIKALURU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0GUB007.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Gudivada Coop Urban Bank Kaikaluru branch sits at NGOS BUILIDING, BESIDE MRO OFFICE, KAIKALURU 521333. If you are travelling from outside Kaikalur, search for the branch on a maps application using the bank name and locality, or call 8674242619 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0GUB007 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GUB007 for Yes Bank – THE GUDIVADA COOP URBAN BANK KAIKALURU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Gudivada Coop Urban Bank Kaikaluru are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0GUB007 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0GUB007 belongs to Yes Bank's THE GUDIVADA COOP URBAN BANK KAIKALURU branch, located at NGOS BUILIDING, BESIDE MRO OFFICE, KAIKALURU 521333 in KAIKALUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.