IFSC Code of Yes Bank, Shree Kadi Nag Sah Bank Nani Kadi Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's SHREE KADI NAG SAH BANK NANI KADI branch in KADI, GUJARAT. The branch's IFSC code YESB0KNB010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SHREE KADI NAG SAH BANK NANI KADI branch, the IFSC YESB0KNB010 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and KNB010 identifies this particular branch.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Shree Kadi Nag Sah Bank Nani Kadi branch in Kadi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0KNB010.

About this branch

The branch is located at GOVARDHAN PLAZA KADI KALYANPUR RD NANI KADI 382715. It serves the Kadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0KNB010 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SHREE KADI NAG SAH BANK NANI KADI branch came to be assigned the code YESB0KNB010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0KNB010, money simply cannot be routed to the SHREE KADI NAG SAH BANK NANI KADI branch electronically.

How to transfer money using IFSC YESB0KNB010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KNB010 across all three.

NEFT to Yes Bank, SHREE KADI NAG SAH BANK NANI KADI using IFSC YESB0KNB010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KNB010, and confirm that the system picks up Yes Bank – SHREE KADI NAG SAH BANK NANI KADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0KNB010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SHREE KADI NAG SAH BANK NANI KADI, ensure your bank's portal accepts IFSC YESB0KNB010 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SHREE KADI NAG SAH BANK NANI KADI (IFSC YESB0KNB010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0KNB010 in your mobile or internet banking app, and the money is credited to the SHREE KADI NAG SAH BANK NANI KADI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Kadi Nag Sah Bank Nani Kadi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0KNB010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE KADI NAG SAH BANK NANI KADI is still linked to IFSC YESB0KNB010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0KNB010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SHREE KADI NAG SAH BANK NANI KADI is still mapped to IFSC YESB0KNB010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0KNB010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shree Kadi Nag Sah Bank Nani Kadi branch is mapped to IFSC YESB0KNB010 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0KNB010.

Products and services

Customers walking into the Shree Kadi Nag Sah Bank Nani Kadi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0KNB010

MICR & cheque-truncation details

Cheques drawn on the Shree Kadi Nag Sah Bank Nani Kadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0KNB010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0KNB010

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHREE KADI NAG SAH BANK NANI KADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0KNB010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0KNB010

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SHREE KADI NAG SAH BANK NANI KADI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0KNB010.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Shree Kadi Nag Sah Bank Nani Kadi branch sits at GOVARDHAN PLAZA KADI KALYANPUR RD NANI KADI 382715. If you are travelling from outside Kadi, search for the branch on a maps application using the bank name and locality, or call 2764-263600 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KNB010 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0KNB010 for Yes Bank – SHREE KADI NAG SAH BANK NANI KADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Kadi Nag Sah Bank Nani Kadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0KNB010, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0KNB010 is the IFSC code of Yes Bank, SHREE KADI NAG SAH BANK NANI KADI branch, in KADI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.