IFSC Code of Yes Bank, The Coop Bank of Rajkot Junagadh Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's THE COOP BANK OF RAJKOT JUNAGADH branch in JUNAGADH, GUJARAT. The branch's IFSC code YESB0RAJ011 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE COOP BANK OF RAJKOT JUNAGADH is YESB0RAJ011. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters RAJ011 map to this branch in JUNAGADH, GUJARAT.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the The Coop Bank of Rajkot Junagadh branch in Junagadh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0RAJ011.

The Coop Bank of Rajkot Junagadh branch overview

Located at SARDAR BHAVAN, MAHARSHI ARVIND MARG, JUNAGADH - 362001, the The Coop Bank of Rajkot Junagadh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0RAJ011 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE COOP BANK OF RAJKOT JUNAGADH branch came to be assigned the code YESB0RAJ011.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0RAJ011, money simply cannot be routed to the THE COOP BANK OF RAJKOT JUNAGADH branch electronically.

How to transfer money using IFSC YESB0RAJ011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0RAJ011 across all three.

NEFT to Yes Bank, THE COOP BANK OF RAJKOT JUNAGADH using IFSC YESB0RAJ011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0RAJ011, and confirm that the system picks up Yes Bank – THE COOP BANK OF RAJKOT JUNAGADH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE COOP BANK OF RAJKOT JUNAGADH

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE COOP BANK OF RAJKOT JUNAGADH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0RAJ011 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE COOP BANK OF RAJKOT JUNAGADH (IFSC YESB0RAJ011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0RAJ011 in your mobile or internet banking app, and the money is credited to the THE COOP BANK OF RAJKOT JUNAGADH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Coop Bank of Rajkot Junagadh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0RAJ011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE COOP BANK OF RAJKOT JUNAGADH is still linked to IFSC YESB0RAJ011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE COOP BANK OF RAJKOT JUNAGADH branch, the IFSC YESB0RAJ011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Coop Bank of Rajkot Junagadh branch is mapped to IFSC YESB0RAJ011 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0RAJ011.

Products and services

Customers walking into the The Coop Bank of Rajkot Junagadh branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0RAJ011

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0RAJ011 and the account number together uniquely identify the The Coop Bank of Rajkot Junagadh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0RAJ011

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE COOP BANK OF RAJKOT JUNAGADH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0RAJ011 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0RAJ011

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – THE COOP BANK OF RAJKOT JUNAGADH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0RAJ011.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Coop Bank of Rajkot Junagadh branch sits at SARDAR BHAVAN, MAHARSHI ARVIND MARG, JUNAGADH - 362001. If you are travelling from outside Junagadh, search for the branch on a maps application using the bank name and locality, or call 281-2234454 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0RAJ011 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0RAJ011 for Yes Bank – THE COOP BANK OF RAJKOT JUNAGADH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Coop Bank of Rajkot Junagadh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0RAJ011, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0RAJ011 belongs to Yes Bank's THE COOP BANK OF RAJKOT JUNAGADH branch, located at SARDAR BHAVAN, MAHARSHI ARVIND MARG, JUNAGADH - 362001 in JUNAGADH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.