IFSC Code of Yes Bank, Konoklota Mahila Urban Cooperative Bank Branch, Assam

If you are searching for the IFSC code of Yes Bank, KONOKLOTA MAHILA URBAN COOPERATIVE BANK branch in JORHAT, ASSAM, this page has every detail you need. The verified IFSC code for this branch is YESB0KMUCB1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KONOKLOTA MAHILA URBAN COOPERATIVE BANK branch, and detailed step-by-step guides for using the IFSC YESB0KMUCB1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – KONOKLOTA MAHILA URBAN COOPERATIVE BANK is YESB0KMUCB1. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KMUCB1 map to this branch in JORHAT, ASSAM.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Konoklota Mahila Urban Cooperative Bank branch in Jorhat, Assam is part of this network and uses the IFSC code YESB0KMUCB1 for all electronic settlement.

Konoklota Mahila Urban Cooperative Bank branch overview

Located at SAHID KONOKLOTA BARUAH BHAWAN,GAR ALI, JORHAT, PIN 785001, the Konoklota Mahila Urban Cooperative Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0KMUCB1 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KONOKLOTA MAHILA URBAN COOPERATIVE BANK of Yes Bank — its own 11-character IFSC. The code YESB0KMUCB1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0KMUCB1 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Konoklota Mahila Urban Cooperative Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0KMUCB1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0KMUCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KMUCB1 across all three.

NEFT to Yes Bank, KONOKLOTA MAHILA URBAN COOPERATIVE BANK using IFSC YESB0KMUCB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KMUCB1, and confirm that the system picks up Yes Bank – KONOKLOTA MAHILA URBAN COOPERATIVE BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0KMUCB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – KONOKLOTA MAHILA URBAN COOPERATIVE BANK, ensure your bank's portal accepts IFSC YESB0KMUCB1 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – KONOKLOTA MAHILA URBAN COOPERATIVE BANK, use IMPS. With IFSC YESB0KMUCB1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Konoklota Mahila Urban Cooperative Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0KMUCB1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KONOKLOTA MAHILA URBAN COOPERATIVE BANK is still linked to IFSC YESB0KMUCB1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's KONOKLOTA MAHILA URBAN COOPERATIVE BANK branch, the IFSC YESB0KMUCB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Konoklota Mahila Urban Cooperative Bank branch is mapped to IFSC YESB0KMUCB1 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0KMUCB1.

Products and services

Customers walking into the Konoklota Mahila Urban Cooperative Bank branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0KMUCB1

Online banking and IFSC YESB0KMUCB1

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the KONOKLOTA MAHILA URBAN COOPERATIVE BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0KMUCB1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Konoklota Mahila Urban Cooperative Bank branch sits at SAHID KONOKLOTA BARUAH BHAWAN,GAR ALI, JORHAT, PIN 785001. If you are travelling from outside Jorhat, search for the branch on a maps application using the bank name and locality, or call 376-2304718 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KMUCB1 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – KONOKLOTA MAHILA URBAN COOPERATIVE BANK:

• The IFSC is exactly YESB0KMUCB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and KONOKLOTA MAHILA URBAN COOPERATIVE BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Konoklota Mahila Urban Cooperative Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0KMUCB1 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0KMUCB1 for Yes Bank – KONOKLOTA MAHILA URBAN COOPERATIVE BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0KMUCB1 belongs to Yes Bank's KONOKLOTA MAHILA URBAN COOPERATIVE BANK branch, located at SAHID KONOKLOTA BARUAH BHAWAN,GAR ALI, JORHAT, PIN 785001 in JORHAT, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.