IFSC Code of Yes Bank, Chikhli Urban Coop Bank M Yardjalna Branch, Maharashtra

Below are the complete branch details for Yes Bank, CHIKHLI URBAN COOP BANK M YARDJALNA branch, located in JALNA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0CCUB15. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0CCUB15 for Yes Bank – CHIKHLI URBAN COOP BANK M YARDJALNA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's CHIKHLI URBAN COOP BANK M YARDJALNA branch, the IFSC YESB0CCUB15 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and CCUB15 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Chikhli Urban Coop Bank M Yardjalna branch in Jalna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0CCUB15.

Branch details at a glance

About the Chikhli Urban Coop Bank M Yardjalna branch

The Chikhli Urban Coop Bank M Yardjalna branch of Yes Bank is situated at M.YARD COMPOUND AT PO.JALNA TQ.JALNA 431203. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0CCUB15 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's CHIKHLI URBAN COOP BANK M YARDJALNA branch came to be assigned the code YESB0CCUB15.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CCUB15, money simply cannot be routed to the CHIKHLI URBAN COOP BANK M YARDJALNA branch electronically.

Account types you can open at the Chikhli Urban Coop Bank M Yardjalna branch

Once you have an account at Yes Bank – CHIKHLI URBAN COOP BANK M YARDJALNA, the IFSC YESB0CCUB15 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chikhli Urban Coop Bank M Yardjalna branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9011065915.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0CCUB15

How to transfer money using IFSC YESB0CCUB15

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CCUB15 across all three.

How to use IFSC YESB0CCUB15 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's CHIKHLI URBAN COOP BANK M YARDJALNA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CCUB15.
4. Confirm the bank name auto-populates as Yes Bank and the branch as CHIKHLI URBAN COOP BANK M YARDJALNA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0CCUB15

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – CHIKHLI URBAN COOP BANK M YARDJALNA, ensure your bank's portal accepts IFSC YESB0CCUB15 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank CHIKHLI URBAN COOP BANK M YARDJALNA (IFSC YESB0CCUB15)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CCUB15 in your mobile or internet banking app, and the money is credited to the CHIKHLI URBAN COOP BANK M YARDJALNA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chikhli Urban Coop Bank M Yardjalna

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CCUB15:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHIKHLI URBAN COOP BANK M YARDJALNA is still linked to IFSC YESB0CCUB15.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's CHIKHLI URBAN COOP BANK M YARDJALNA branch, the IFSC YESB0CCUB15 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0CCUB15

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the CHIKHLI URBAN COOP BANK M YARDJALNA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CCUB15 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CCUB15 and the account number together uniquely identify the Chikhli Urban Coop Bank M Yardjalna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – CHIKHLI URBAN COOP BANK M YARDJALNA:

• The IFSC is exactly YESB0CCUB15 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and CHIKHLI URBAN COOP BANK M YARDJALNA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chikhli Urban Coop Bank M Yardjalna branch sits at M.YARD COMPOUND AT PO.JALNA TQ.JALNA 431203. If you are travelling from outside Jalna, search for the branch on a maps application using the bank name and locality, or call 9011065915 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0CCUB15 and your account number.

Verifying IFSC YESB0CCUB15 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0CCUB15 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9011065915.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chikhli Urban Coop Bank M Yardjalna branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CCUB15, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0CCUB15 is the IFSC code of Yes Bank, CHIKHLI URBAN COOP BANK M YARDJALNA branch, in JALNA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.