IFSC Code of Yes Bank, Akola Urban Coop Bank Jalgaon Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's AKOLA URBAN COOP BANK JALGAON branch in JALGAON, MAHARASHTRA. The branch's IFSC code YESB0AUB015 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0AUB015 is the IFSC of Yes Bank's AKOLA URBAN COOP BANK JALGAON branch. The format is fixed: YESB = bank code, 0 = reserved, AUB015 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Akola Urban Coop Bank Jalgaon branch — IFSC YESB0AUB015 — extends the bank's services to customers in and around Jalgaon, Maharashtra.

Branch details at a glance

Akola Urban Coop Bank Jalgaon branch overview

Located at NATRAJ HALL OPP.PADMALAYA GOVT. REST HOUSE, JAYKISANWADI JALGAON 425001, the Akola Urban Coop Bank Jalgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0AUB015 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's AKOLA URBAN COOP BANK JALGAON branch came to be assigned the code YESB0AUB015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0AUB015, money simply cannot be routed to the AKOLA URBAN COOP BANK JALGAON branch electronically.

Products and account variants supported

Every account opened at the Akola Urban Coop Bank Jalgaon branch is mapped to IFSC YESB0AUB015 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0AUB015.

Products and services

Customers walking into the Akola Urban Coop Bank Jalgaon branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0AUB015

How to transfer money using IFSC YESB0AUB015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AUB015 across all three.

NEFT to Yes Bank, AKOLA URBAN COOP BANK JALGAON using IFSC YESB0AUB015

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0AUB015, and confirm that the system picks up Yes Bank – AKOLA URBAN COOP BANK JALGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0AUB015

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – AKOLA URBAN COOP BANK JALGAON, ensure your bank's portal accepts IFSC YESB0AUB015 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – AKOLA URBAN COOP BANK JALGAON, use IMPS. With IFSC YESB0AUB015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Akola Urban Coop Bank Jalgaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0AUB015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AKOLA URBAN COOP BANK JALGAON is still linked to IFSC YESB0AUB015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's AKOLA URBAN COOP BANK JALGAON branch, the IFSC YESB0AUB015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0AUB015

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the AKOLA URBAN COOP BANK JALGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0AUB015 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0AUB015 and the account number together uniquely identify the Akola Urban Coop Bank Jalgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – AKOLA URBAN COOP BANK JALGAON:

• The IFSC is exactly YESB0AUB015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and AKOLA URBAN COOP BANK JALGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Akola Urban Coop Bank Jalgaon branch sits at NATRAJ HALL OPP.PADMALAYA GOVT. REST HOUSE, JAYKISANWADI JALGAON 425001. If you are travelling from outside Jalgaon, search for the branch on a maps application using the bank name and locality, or call 9923588847 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AUB015 and your account number.

Verifying IFSC YESB0AUB015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0AUB015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9923588847.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Akola Urban Coop Bank Jalgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0AUB015 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0AUB015 belongs to Yes Bank's AKOLA URBAN COOP BANK JALGAON branch, located at NATRAJ HALL OPP.PADMALAYA GOVT. REST HOUSE, JAYKISANWADI JALGAON 425001 in JALGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.