IFSC Code of Yes Bank, Citizens Urban Coop Bank Partapbagh Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, CITIZENS URBAN COOP BANK PARTAPBAGH branch in JALANDHAR. The 11-digit IFSC YESB0CB0002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the CITIZENS URBAN COOP BANK PARTAPBAGH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0CB0002 is the IFSC of Yes Bank's CITIZENS URBAN COOP BANK PARTAPBAGH branch. The format is fixed: YESB = bank code, 0 = reserved, CB0002 = branch identifier.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Citizens Urban Coop Bank Partapbagh branch in Jalandhar, Punjab is part of this network and uses the IFSC code YESB0CB0002 for all electronic settlement.

Citizens Urban Coop Bank Partapbagh branch overview

Located at PARTAP NAGAR, JALANDHAR - 144001, the Citizens Urban Coop Bank Partapbagh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0CB0002 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's CITIZENS URBAN COOP BANK PARTAPBAGH branch came to be assigned the code YESB0CB0002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CB0002, money simply cannot be routed to the CITIZENS URBAN COOP BANK PARTAPBAGH branch electronically.

How to transfer money using IFSC YESB0CB0002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CB0002 across all three.

How to use IFSC YESB0CB0002 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's CITIZENS URBAN COOP BANK PARTAPBAGH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CB0002.
4. Confirm the bank name auto-populates as Yes Bank and the branch as CITIZENS URBAN COOP BANK PARTAPBAGH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CITIZENS URBAN COOP BANK PARTAPBAGH

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's CITIZENS URBAN COOP BANK PARTAPBAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CB0002 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – CITIZENS URBAN COOP BANK PARTAPBAGH, use IMPS. With IFSC YESB0CB0002 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0CB0002 for Yes Bank – CITIZENS URBAN COOP BANK PARTAPBAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Citizens Urban Coop Bank Partapbagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0CB0002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – CITIZENS URBAN COOP BANK PARTAPBAGH is still mapped to IFSC YESB0CB0002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CB0002 and the beneficiary's account number to complete the transfer.

Account types you can open at the Citizens Urban Coop Bank Partapbagh branch

Once you have an account at Yes Bank – CITIZENS URBAN COOP BANK PARTAPBAGH, the IFSC YESB0CB0002 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Citizens Urban Coop Bank Partapbagh branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CB0002

MICR & cheque-truncation details

Cheques drawn on the Citizens Urban Coop Bank Partapbagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0CB0002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0CB0002

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the CITIZENS URBAN COOP BANK PARTAPBAGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CB0002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – CITIZENS URBAN COOP BANK PARTAPBAGH:

• The IFSC is exactly YESB0CB0002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and CITIZENS URBAN COOP BANK PARTAPBAGH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Citizens Urban Coop Bank Partapbagh branch

The branch is located at PARTAP NAGAR, JALANDHAR - 144001, which puts it inside Jalandhar, the broader Jalandhar district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Citizens Urban Coop Bank Partapbagh branch” — the verified location pin for IFSC YESB0CB0002 should appear at the top of the results.
2. Confirm the branch is open by calling 181-5031576 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CB0002 and your account number.

Verifying IFSC YESB0CB0002 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0CB0002 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 181-5031576.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Citizens Urban Coop Bank Partapbagh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0CB0002 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CB0002 belongs to Yes Bank's CITIZENS URBAN COOP BANK PARTAPBAGH branch, located at PARTAP NAGAR, JALANDHAR - 144001 in JALANDHAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.