IFSC Code of Yes Bank, Islampur Urban Coop Bank Islapmpur Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, ISLAMPUR URBAN COOP BANK ISLAPMPUR branch in ISLAMPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0TIUB01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ISLAMPUR URBAN COOP BANK ISLAPMPUR branch, and detailed step-by-step guides for using the IFSC YESB0TIUB01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's ISLAMPUR URBAN COOP BANK ISLAPMPUR branch, the IFSC YESB0TIUB01 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and TIUB01 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Islampur Urban Coop Bank Islapmpur branch in Islampur, Maharashtra is part of this network and uses the IFSC code YESB0TIUB01 for all electronic settlement.

About this branch

The branch is located at YALLAMA CHOWK,ISLAMPUR TAL WALWA,SANGLI 415409. It serves the Islampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0TIUB01 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ISLAMPUR URBAN COOP BANK ISLAPMPUR branch came to be assigned the code YESB0TIUB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0TIUB01, money simply cannot be routed to the ISLAMPUR URBAN COOP BANK ISLAPMPUR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0TIUB01 and the account number together uniquely identify the Islampur Urban Coop Bank Islapmpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0TIUB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TIUB01 across all three.

NEFT to Yes Bank, ISLAMPUR URBAN COOP BANK ISLAPMPUR using IFSC YESB0TIUB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0TIUB01, and confirm that the system picks up Yes Bank – ISLAMPUR URBAN COOP BANK ISLAPMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ISLAMPUR URBAN COOP BANK ISLAPMPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's ISLAMPUR URBAN COOP BANK ISLAPMPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0TIUB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank ISLAMPUR URBAN COOP BANK ISLAPMPUR (IFSC YESB0TIUB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0TIUB01 in your mobile or internet banking app, and the money is credited to the ISLAMPUR URBAN COOP BANK ISLAPMPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Islampur Urban Coop Bank Islapmpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0TIUB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ISLAMPUR URBAN COOP BANK ISLAPMPUR is still linked to IFSC YESB0TIUB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's ISLAMPUR URBAN COOP BANK ISLAPMPUR branch, the IFSC YESB0TIUB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Islampur Urban Coop Bank Islapmpur branch is mapped to IFSC YESB0TIUB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0TIUB01.

Products and services

Customers walking into the Islampur Urban Coop Bank Islapmpur branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0TIUB01

Online banking and IFSC YESB0TIUB01

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the ISLAMPUR URBAN COOP BANK ISLAPMPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0TIUB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Islampur Urban Coop Bank Islapmpur branch sits at YALLAMA CHOWK,ISLAMPUR TAL WALWA,SANGLI 415409. If you are travelling from outside Islampur, search for the branch on a maps application using the bank name and locality, or call 2342-222071 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0TIUB01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ISLAMPUR URBAN COOP BANK ISLAPMPUR:

• The IFSC is exactly YESB0TIUB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ISLAMPUR URBAN COOP BANK ISLAPMPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Islampur Urban Coop Bank Islapmpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0TIUB01, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0TIUB01 for Yes Bank – ISLAMPUR URBAN COOP BANK ISLAPMPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0TIUB01 belongs to Yes Bank's ISLAMPUR URBAN COOP BANK ISLAPMPUR branch, located at YALLAMA CHOWK,ISLAMPUR TAL WALWA,SANGLI 415409 in ISLAMPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.