IFSC Code of Yes Bank, Kohinoor Sahakari Bank Ltd Head Office Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's KOHINOOR SAHAKARI BANK LTD HEAD OFFICE branch in ICHALKARNJI, MAHARASHTRA. The branch's IFSC code YESB0CKSBL1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0CKSBL1 is the IFSC of Yes Bank's KOHINOOR SAHAKARI BANK LTD HEAD OFFICE branch. The format is fixed: YESB = bank code, 0 = reserved, CKSBL1 = branch identifier.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kohinoor Sahakari Bank Ltd Head Office branch in Ichalkarnji, Maharashtra is part of this network and uses the IFSC code YESB0CKSBL1 for all electronic settlement.

About this branch

The branch is located at 12/72, NOORANI COMMPLEX, BUNGLOW ROAD, ICHALKARANJI 416115. It serves the Ichalkarnji region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0CKSBL1 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOHINOOR SAHAKARI BANK LTD HEAD OFFICE of Yes Bank — its own 11-character IFSC. The code YESB0CKSBL1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0CKSBL1 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0CKSBL1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CKSBL1 across all three.

NEFT to Yes Bank, KOHINOOR SAHAKARI BANK LTD HEAD OFFICE using IFSC YESB0CKSBL1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0CKSBL1, and confirm that the system picks up Yes Bank – KOHINOOR SAHAKARI BANK LTD HEAD OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KOHINOOR SAHAKARI BANK LTD HEAD OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's KOHINOOR SAHAKARI BANK LTD HEAD OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CKSBL1 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – KOHINOOR SAHAKARI BANK LTD HEAD OFFICE, use IMPS. With IFSC YESB0CKSBL1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kohinoor Sahakari Bank Ltd Head Office

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CKSBL1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOHINOOR SAHAKARI BANK LTD HEAD OFFICE is still linked to IFSC YESB0CKSBL1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0CKSBL1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – KOHINOOR SAHAKARI BANK LTD HEAD OFFICE is still mapped to IFSC YESB0CKSBL1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CKSBL1 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kohinoor Sahakari Bank Ltd Head Office branch

Once you have an account at Yes Bank – KOHINOOR SAHAKARI BANK LTD HEAD OFFICE, the IFSC YESB0CKSBL1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kohinoor Sahakari Bank Ltd Head Office branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CKSBL1

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CKSBL1 and the account number together uniquely identify the Kohinoor Sahakari Bank Ltd Head Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0CKSBL1

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the KOHINOOR SAHAKARI BANK LTD HEAD OFFICE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CKSBL1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – KOHINOOR SAHAKARI BANK LTD HEAD OFFICE:

• The IFSC is exactly YESB0CKSBL1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and KOHINOOR SAHAKARI BANK LTD HEAD OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kohinoor Sahakari Bank Ltd Head Office branch

The branch is located at 12/72, NOORANI COMMPLEX, BUNGLOW ROAD, ICHALKARANJI 416115, which puts it inside Ichalkarnji, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Kohinoor Sahakari Bank Ltd Head Office branch” — the verified location pin for IFSC YESB0CKSBL1 should appear at the top of the results.
2. Confirm the branch is open by calling 230-2420280 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CKSBL1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CKSBL1 for Yes Bank – KOHINOOR SAHAKARI BANK LTD HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kohinoor Sahakari Bank Ltd Head Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CKSBL1, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CKSBL1 belongs to Yes Bank's KOHINOOR SAHAKARI BANK LTD HEAD OFFICE branch, located at 12/72, NOORANI COMMPLEX, BUNGLOW ROAD, ICHALKARANJI 416115 in ICHALKARNJI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.