IFSC Code of Yes Bank, Jubiliee Hills Mercantile Cooperative Urban Bank Ltd Branch, Telangana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch in HYDERABAD. The 11-digit IFSC YESB0JHMCB1 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0JHMCB1 is the IFSC of Yes Bank's JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch. The format is fixed: YESB = bank code, 0 = reserved, JHMCB1 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch — IFSC YESB0JHMCB1 — extends the bank's services to customers in and around Hyderabad, Telangana.

Branch details at a glance

About the Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch

The Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch of Yes Bank is situated at PLOT NO A-32 ROAD NO 5 FILM NAGAR, JUBILIEE HILLS, BESIDE BANK OF BARODA, FILM NAGAR, HYDERABAD TELANGANA-500096. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0JHMCB1 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch came to be assigned the code YESB0JHMCB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0JHMCB1, money simply cannot be routed to the JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch electronically.

Account types you can open at the Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch

Once you have an account at Yes Bank – JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD, the IFSC YESB0JHMCB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0JHMCB1

How to transfer money using IFSC YESB0JHMCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0JHMCB1 across all three.

NEFT to Yes Bank, JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD using IFSC YESB0JHMCB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0JHMCB1, and confirm that the system picks up Yes Bank – JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0JHMCB1 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD (IFSC YESB0JHMCB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0JHMCB1 in your mobile or internet banking app, and the money is credited to the JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jubiliee Hills Mercantile Cooperative Urban Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0JHMCB1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD is still linked to IFSC YESB0JHMCB1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch, the IFSC YESB0JHMCB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0JHMCB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0JHMCB1 and the account number together uniquely identify the Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0JHMCB1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0JHMCB1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch sits at PLOT NO A-32 ROAD NO 5 FILM NAGAR, JUBILIEE HILLS, BESIDE BANK OF BARODA, FILM NAGAR, HYDERABAD TELANGANA-500096. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-66630736 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0JHMCB1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0JHMCB1 for Yes Bank – JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jubiliee Hills Mercantile Cooperative Urban Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0JHMCB1, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0JHMCB1 is the IFSC code of Yes Bank, JUBILIEE HILLS MERCANTILE COOPERATIVE URBAN BANK LTD branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.