IFSC Code of Yes Bank, Bhavana Rishi Coop Bank Gudimlkapur Branch, Telangana

Below are the complete branch details for Yes Bank, BHAVANA RISHI COOP BANK GUDIMLKAPUR branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0BRCB04. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0BRCB04 for Yes Bank – BHAVANA RISHI COOP BANK GUDIMLKAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's BHAVANA RISHI COOP BANK GUDIMLKAPUR branch, the IFSC YESB0BRCB04 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and BRCB04 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhavana Rishi Coop Bank Gudimlkapur branch in Hyderabad, Telangana is part of this network and uses the IFSC code YESB0BRCB04 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at H NO. 13-6-460/16/1/A, GUDIMALKAPUR, HYDERABAD, 500067. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0BRCB04 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's BHAVANA RISHI COOP BANK GUDIMLKAPUR branch came to be assigned the code YESB0BRCB04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0BRCB04, money simply cannot be routed to the BHAVANA RISHI COOP BANK GUDIMLKAPUR branch electronically.

Products and account variants supported

Every account opened at the Bhavana Rishi Coop Bank Gudimlkapur branch is mapped to IFSC YESB0BRCB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0BRCB04.

Banking services available

The Bhavana Rishi Coop Bank Gudimlkapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-23512123.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0BRCB04

How to transfer money using IFSC YESB0BRCB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0BRCB04 across all three.

How to use IFSC YESB0BRCB04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's BHAVANA RISHI COOP BANK GUDIMLKAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0BRCB04.
4. Confirm the bank name auto-populates as Yes Bank and the branch as BHAVANA RISHI COOP BANK GUDIMLKAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0BRCB04

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – BHAVANA RISHI COOP BANK GUDIMLKAPUR, ensure your bank's portal accepts IFSC YESB0BRCB04 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – BHAVANA RISHI COOP BANK GUDIMLKAPUR, use IMPS. With IFSC YESB0BRCB04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhavana Rishi Coop Bank Gudimlkapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0BRCB04:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHAVANA RISHI COOP BANK GUDIMLKAPUR is still linked to IFSC YESB0BRCB04.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's BHAVANA RISHI COOP BANK GUDIMLKAPUR branch, the IFSC YESB0BRCB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0BRCB04

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the BHAVANA RISHI COOP BANK GUDIMLKAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0BRCB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0BRCB04 and the account number together uniquely identify the Bhavana Rishi Coop Bank Gudimlkapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0BRCB04

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – BHAVANA RISHI COOP BANK GUDIMLKAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0BRCB04.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bhavana Rishi Coop Bank Gudimlkapur branch

The branch is located at H NO. 13-6-460/16/1/A, GUDIMALKAPUR, HYDERABAD, 500067, which puts it inside Hyderabad, the broader Hyderabad district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Bhavana Rishi Coop Bank Gudimlkapur branch” — the verified location pin for IFSC YESB0BRCB04 should appear at the top of the results.
2. Confirm the branch is open by calling 40-23512123 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0BRCB04 and your account number.

Verifying IFSC YESB0BRCB04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0BRCB04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 40-23512123.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhavana Rishi Coop Bank Gudimlkapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0BRCB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0BRCB04 belongs to Yes Bank's BHAVANA RISHI COOP BANK GUDIMLKAPUR branch, located at H NO. 13-6-460/16/1/A, GUDIMALKAPUR, HYDERABAD, 500067 in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.