IFSC Code of Yes Bank, Vidarbha Merchants Ucb Hinganghat Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, VIDARBHA MERCHANTS UCB HINGANGHAT branch in HINGANGHAT, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0VMUB01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIDARBHA MERCHANTS UCB HINGANGHAT branch, and detailed step-by-step guides for using the IFSC YESB0VMUB01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – VIDARBHA MERCHANTS UCB HINGANGHAT is YESB0VMUB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VMUB01 map to this branch in HINGANGHAT, MAHARASHTRA.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Vidarbha Merchants Ucb Hinganghat branch in Hinganghat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0VMUB01.

Branch details at a glance

Vidarbha Merchants Ucb Hinganghat branch overview

Located at MOHATA COMPLEX, MAIN ROAD, HINGANGHAT - 442301, the Vidarbha Merchants Ucb Hinganghat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0VMUB01 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDARBHA MERCHANTS UCB HINGANGHAT of Yes Bank — its own 11-character IFSC. The code YESB0VMUB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0VMUB01 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Vidarbha Merchants Ucb Hinganghat branch is mapped to IFSC YESB0VMUB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0VMUB01.

Products and services

Customers walking into the Vidarbha Merchants Ucb Hinganghat branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0VMUB01

How to transfer money using IFSC YESB0VMUB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VMUB01 across all three.

NEFT to Yes Bank, VIDARBHA MERCHANTS UCB HINGANGHAT using IFSC YESB0VMUB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0VMUB01, and confirm that the system picks up Yes Bank – VIDARBHA MERCHANTS UCB HINGANGHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIDARBHA MERCHANTS UCB HINGANGHAT

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VIDARBHA MERCHANTS UCB HINGANGHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0VMUB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank VIDARBHA MERCHANTS UCB HINGANGHAT (IFSC YESB0VMUB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0VMUB01 in your mobile or internet banking app, and the money is credited to the VIDARBHA MERCHANTS UCB HINGANGHAT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0VMUB01 for Yes Bank – VIDARBHA MERCHANTS UCB HINGANGHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vidarbha Merchants Ucb Hinganghat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's VIDARBHA MERCHANTS UCB HINGANGHAT branch, the IFSC YESB0VMUB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Vidarbha Merchants Ucb Hinganghat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0VMUB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0VMUB01 and the account number together uniquely identify the Vidarbha Merchants Ucb Hinganghat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0VMUB01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – VIDARBHA MERCHANTS UCB HINGANGHAT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0VMUB01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vidarbha Merchants Ucb Hinganghat branch

The branch is located at MOHATA COMPLEX, MAIN ROAD, HINGANGHAT - 442301, which puts it inside Hinganghat, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Vidarbha Merchants Ucb Hinganghat branch” — the verified location pin for IFSC YESB0VMUB01 should appear at the top of the results.
2. Confirm the branch is open by calling 7153-247081 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0VMUB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0VMUB01 for Yes Bank – VIDARBHA MERCHANTS UCB HINGANGHAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vidarbha Merchants Ucb Hinganghat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0VMUB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0VMUB01 is the IFSC code of Yes Bank, VIDARBHA MERCHANTS UCB HINGANGHAT branch, in HINGANGHAT, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.