IFSC Code of Yes Bank, Parwanoo Ucb Hamirpur Branch, Himachal Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's PARWANOO UCB HAMIRPUR branch in HAMIRPUR, HIMACHAL PRADESH. The branch's IFSC code YESB0TPCB09 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's PARWANOO UCB HAMIRPUR branch, the IFSC YESB0TPCB09 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and TPCB09 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Parwanoo Ucb Hamirpur branch in Hamirpur, Himachal Pradesh is part of this network and uses the IFSC code YESB0TPCB09 for all electronic settlement.

Branch details at a glance

Parwanoo Ucb Hamirpur branch overview

Located at NEW ROAD HAMIRPUR HIMACHAL PRADESH 177001, the Parwanoo Ucb Hamirpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0TPCB09 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's PARWANOO UCB HAMIRPUR branch came to be assigned the code YESB0TPCB09.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0TPCB09, money simply cannot be routed to the PARWANOO UCB HAMIRPUR branch electronically.

Products and account variants supported

Every account opened at the Parwanoo Ucb Hamirpur branch is mapped to IFSC YESB0TPCB09 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0TPCB09.

Banking services available

The Parwanoo Ucb Hamirpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1972-222121.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0TPCB09

How to transfer money using IFSC YESB0TPCB09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TPCB09 across all three.

How to use IFSC YESB0TPCB09 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PARWANOO UCB HAMIRPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0TPCB09.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PARWANOO UCB HAMIRPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PARWANOO UCB HAMIRPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's PARWANOO UCB HAMIRPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0TPCB09 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank PARWANOO UCB HAMIRPUR (IFSC YESB0TPCB09)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0TPCB09 in your mobile or internet banking app, and the money is credited to the PARWANOO UCB HAMIRPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Parwanoo Ucb Hamirpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0TPCB09:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PARWANOO UCB HAMIRPUR is still linked to IFSC YESB0TPCB09.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's PARWANOO UCB HAMIRPUR branch, the IFSC YESB0TPCB09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Parwanoo Ucb Hamirpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0TPCB09 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Parwanoo Ucb Hamirpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0TPCB09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – PARWANOO UCB HAMIRPUR:

• The IFSC is exactly YESB0TPCB09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and PARWANOO UCB HAMIRPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Parwanoo Ucb Hamirpur branch sits at NEW ROAD HAMIRPUR HIMACHAL PRADESH 177001. If you are travelling from outside Hamirpur, search for the branch on a maps application using the bank name and locality, or call 1972-222121 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0TPCB09 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0TPCB09 for Yes Bank – PARWANOO UCB HAMIRPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Parwanoo Ucb Hamirpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0TPCB09, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0TPCB09 is the IFSC code of Yes Bank, PARWANOO UCB HAMIRPUR branch, in HAMIRPUR, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.