IFSC Code of Yes Bank, Vaishali District Central Coop Bank Ltd Branch, Bihar

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, VAISHALI DISTRICT CENTRAL COOP BANK LTD branch in HAJIPUR. The 11-digit IFSC YESB0VDCCB1 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the VAISHALI DISTRICT CENTRAL COOP BANK LTD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD is YESB0VDCCB1. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VDCCB1 map to this branch in HAJIPUR, BIHAR.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vaishali District Central Coop Bank Ltd branch — IFSC YESB0VDCCB1 — extends the bank's services to customers in and around Hajipur, Bihar.

Branch details at a glance

Vaishali District Central Coop Bank Ltd branch overview

Located at HOSPITAL ROAD,GANDHI CHOWK,HAJIPUR,VAISHALI-844101, the Vaishali District Central Coop Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0VDCCB1 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's VAISHALI DISTRICT CENTRAL COOP BANK LTD branch came to be assigned the code YESB0VDCCB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0VDCCB1, money simply cannot be routed to the VAISHALI DISTRICT CENTRAL COOP BANK LTD branch electronically.

Account types you can open at the Vaishali District Central Coop Bank Ltd branch

Once you have an account at Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD, the IFSC YESB0VDCCB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vaishali District Central Coop Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6244-272249.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0VDCCB1

How to transfer money using IFSC YESB0VDCCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VDCCB1 across all three.

How to use IFSC YESB0VDCCB1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's VAISHALI DISTRICT CENTRAL COOP BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0VDCCB1.
4. Confirm the bank name auto-populates as Yes Bank and the branch as VAISHALI DISTRICT CENTRAL COOP BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0VDCCB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD, ensure your bank's portal accepts IFSC YESB0VDCCB1 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD, use IMPS. With IFSC YESB0VDCCB1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vaishali District Central Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0VDCCB1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VAISHALI DISTRICT CENTRAL COOP BANK LTD is still linked to IFSC YESB0VDCCB1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0VDCCB1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD is still mapped to IFSC YESB0VDCCB1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0VDCCB1 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0VDCCB1

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the VAISHALI DISTRICT CENTRAL COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0VDCCB1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0VDCCB1 and the account number together uniquely identify the Vaishali District Central Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD:

• The IFSC is exactly YESB0VDCCB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VAISHALI DISTRICT CENTRAL COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vaishali District Central Coop Bank Ltd branch sits at HOSPITAL ROAD,GANDHI CHOWK,HAJIPUR,VAISHALI-844101. If you are travelling from outside Hajipur, search for the branch on a maps application using the bank name and locality, or call 6244-272249 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0VDCCB1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0VDCCB1 for Yes Bank – VAISHALI DISTRICT CENTRAL COOP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vaishali District Central Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0VDCCB1, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0VDCCB1 is the IFSC code of Yes Bank, VAISHALI DISTRICT CENTRAL COOP BANK LTD branch, in HAJIPUR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.