IFSC Code of Yes Bank, Bhavana Rishi Coop Bank Habsiguda Branch, Telangana

Use this page as a one-stop reference for everything related to Yes Bank's BHAVANA RISHI COOP BANK HABSIGUDA branch in HABSHIGUDA, TELANGANA. The branch's IFSC code YESB0BRCB03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0BRCB03 is the IFSC of Yes Bank's BHAVANA RISHI COOP BANK HABSIGUDA branch. The format is fixed: YESB = bank code, 0 = reserved, BRCB03 = branch identifier.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhavana Rishi Coop Bank Habsiguda branch — IFSC YESB0BRCB03 — extends the bank's services to customers in and around Habshiguda, Telangana.

Bhavana Rishi Coop Bank Habsiguda branch overview

Located at PLOT NO 94, BRINDAVAN COLONY, STREET NO. 8, HABSIGUDA, HYDERABAD - 500007, the Bhavana Rishi Coop Bank Habsiguda branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0BRCB03 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAVANA RISHI COOP BANK HABSIGUDA of Yes Bank — its own 11-character IFSC. The code YESB0BRCB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0BRCB03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0BRCB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0BRCB03 across all three.

NEFT to Yes Bank, BHAVANA RISHI COOP BANK HABSIGUDA using IFSC YESB0BRCB03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0BRCB03, and confirm that the system picks up Yes Bank – BHAVANA RISHI COOP BANK HABSIGUDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0BRCB03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – BHAVANA RISHI COOP BANK HABSIGUDA, ensure your bank's portal accepts IFSC YESB0BRCB03 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – BHAVANA RISHI COOP BANK HABSIGUDA, use IMPS. With IFSC YESB0BRCB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bhavana Rishi Coop Bank Habsiguda

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0BRCB03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHAVANA RISHI COOP BANK HABSIGUDA is still linked to IFSC YESB0BRCB03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0BRCB03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – BHAVANA RISHI COOP BANK HABSIGUDA is still mapped to IFSC YESB0BRCB03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0BRCB03 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhavana Rishi Coop Bank Habsiguda branch is mapped to IFSC YESB0BRCB03 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0BRCB03.

Products and services

Customers walking into the Bhavana Rishi Coop Bank Habsiguda branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0BRCB03

MICR & cheque-truncation details

Cheques drawn on the Bhavana Rishi Coop Bank Habsiguda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0BRCB03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0BRCB03

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the BHAVANA RISHI COOP BANK HABSIGUDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0BRCB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0BRCB03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – BHAVANA RISHI COOP BANK HABSIGUDA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0BRCB03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bhavana Rishi Coop Bank Habsiguda branch

The branch is located at PLOT NO 94, BRINDAVAN COLONY, STREET NO. 8, HABSIGUDA, HYDERABAD - 500007, which puts it inside Habshiguda, the broader Rangareddy district, and the state of Telangana. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Bhavana Rishi Coop Bank Habsiguda branch” — the verified location pin for IFSC YESB0BRCB03 should appear at the top of the results.
2. Confirm the branch is open by calling 9540-27153461 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0BRCB03 and your account number.

Verifying IFSC YESB0BRCB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0BRCB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9540-27153461.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhavana Rishi Coop Bank Habsiguda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0BRCB03, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0BRCB03 belongs to Yes Bank's BHAVANA RISHI COOP BANK HABSIGUDA branch, located at PLOT NO 94, BRINDAVAN COLONY, STREET NO. 8, HABSIGUDA, HYDERABAD - 500007 in HABSHIGUDA, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.