IFSC Code of Yes Bank, The Chandrapur Dcc Bank Gunjewahi Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, THE CHANDRAPUR DCC BANK GUNJEWAHI branch in GUNJEWAHI. The 11-digit IFSC YESB0CDC081 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the THE CHANDRAPUR DCC BANK GUNJEWAHI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's THE CHANDRAPUR DCC BANK GUNJEWAHI branch, the IFSC YESB0CDC081 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and CDC081 identifies this particular branch.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the The Chandrapur Dcc Bank Gunjewahi branch in Gunjewahi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0CDC081.

About this branch

The branch is located at AT POST GUNJEWAHI TAH SINDEWAHI DIST CHANDRAPUR-441225. It serves the Gunjewahi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0CDC081 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE CHANDRAPUR DCC BANK GUNJEWAHI branch came to be assigned the code YESB0CDC081.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CDC081, money simply cannot be routed to the THE CHANDRAPUR DCC BANK GUNJEWAHI branch electronically.

How to transfer money using IFSC YESB0CDC081

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CDC081 across all three.

How to use IFSC YESB0CDC081 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE CHANDRAPUR DCC BANK GUNJEWAHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CDC081.
4. Confirm the bank name auto-populates as Yes Bank and the branch as THE CHANDRAPUR DCC BANK GUNJEWAHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE CHANDRAPUR DCC BANK GUNJEWAHI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE CHANDRAPUR DCC BANK GUNJEWAHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CDC081 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – THE CHANDRAPUR DCC BANK GUNJEWAHI, use IMPS. With IFSC YESB0CDC081 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Chandrapur Dcc Bank Gunjewahi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CDC081:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE CHANDRAPUR DCC BANK GUNJEWAHI is still linked to IFSC YESB0CDC081.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0CDC081

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE CHANDRAPUR DCC BANK GUNJEWAHI is still mapped to IFSC YESB0CDC081. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CDC081 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Chandrapur Dcc Bank Gunjewahi branch is mapped to IFSC YESB0CDC081 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CDC081.

Products and services

Customers walking into the The Chandrapur Dcc Bank Gunjewahi branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CDC081

MICR & cheque-truncation details

Cheques drawn on the The Chandrapur Dcc Bank Gunjewahi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0CDC081 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0CDC081

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE CHANDRAPUR DCC BANK GUNJEWAHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CDC081 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE CHANDRAPUR DCC BANK GUNJEWAHI:

• The IFSC is exactly YESB0CDC081 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE CHANDRAPUR DCC BANK GUNJEWAHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Chandrapur Dcc Bank Gunjewahi branch sits at AT POST GUNJEWAHI TAH SINDEWAHI DIST CHANDRAPUR-441225. If you are travelling from outside Gunjewahi, search for the branch on a maps application using the bank name and locality, or call 8605405777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0CDC081 and your account number.

Verifying IFSC YESB0CDC081 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0CDC081 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8605405777.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Chandrapur Dcc Bank Gunjewahi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0CDC081 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CDC081 belongs to Yes Bank's THE CHANDRAPUR DCC BANK GUNJEWAHI branch, located at AT POST GUNJEWAHI TAH SINDEWAHI DIST CHANDRAPUR-441225 in GUNJEWAHI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.