IFSC Code of Yes Bank, The Gudivada Coop Urban Bank Head Office Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's THE GUDIVADA COOP URBAN BANK HEAD OFFICE branch in GUDIVADA, ANDHRA PRADESH. The branch's IFSC code YESB0GUB001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0GUB001 is the IFSC of Yes Bank's THE GUDIVADA COOP URBAN BANK HEAD OFFICE branch. The format is fixed: YESB = bank code, 0 = reserved, GUB001 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Gudivada Coop Urban Bank Head Office branch — IFSC YESB0GUB001 — extends the bank's services to customers in and around Gudivada, Andhra Pradesh.

Branch details at a glance

About this branch

The branch is located at 16/340 OPP BUSSTAND GUDIVADA 521301. It serves the Gudivada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0GUB001 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE GUDIVADA COOP URBAN BANK HEAD OFFICE branch came to be assigned the code YESB0GUB001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0GUB001, money simply cannot be routed to the THE GUDIVADA COOP URBAN BANK HEAD OFFICE branch electronically.

Account types you can open at the The Gudivada Coop Urban Bank Head Office branch

Once you have an account at Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE, the IFSC YESB0GUB001 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Gudivada Coop Urban Bank Head Office branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8674242619.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0GUB001

How to transfer money using IFSC YESB0GUB001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0GUB001 across all three.

NEFT to Yes Bank, THE GUDIVADA COOP URBAN BANK HEAD OFFICE using IFSC YESB0GUB001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0GUB001, and confirm that the system picks up Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE GUDIVADA COOP URBAN BANK HEAD OFFICE

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE GUDIVADA COOP URBAN BANK HEAD OFFICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0GUB001 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE, use IMPS. With IFSC YESB0GUB001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0GUB001 for Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Gudivada Coop Urban Bank Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0GUB001

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE is still mapped to IFSC YESB0GUB001. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0GUB001 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Gudivada Coop Urban Bank Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0GUB001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Gudivada Coop Urban Bank Head Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0GUB001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE:

• The IFSC is exactly YESB0GUB001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE GUDIVADA COOP URBAN BANK HEAD OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Gudivada Coop Urban Bank Head Office branch

The branch is located at 16/340 OPP BUSSTAND GUDIVADA 521301, which puts it inside Gudivada, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Gudivada Coop Urban Bank Head Office branch” — the verified location pin for IFSC YESB0GUB001 should appear at the top of the results.
2. Confirm the branch is open by calling 8674242619 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0GUB001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0GUB001 for Yes Bank – THE GUDIVADA COOP URBAN BANK HEAD OFFICE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Gudivada Coop Urban Bank Head Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0GUB001, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0GUB001 is the IFSC code of Yes Bank, THE GUDIVADA COOP URBAN BANK HEAD OFFICE branch, in GUDIVADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.