IFSC Code of Yes Bank, Nagar Sahkari Bank Ghughuli Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, NAGAR SAHKARI BANK GHUGHULI branch in GHUGHULI. The 11-digit IFSC YESB0NSB010 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the NAGAR SAHKARI BANK GHUGHULI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0NSB010 is the IFSC of Yes Bank's NAGAR SAHKARI BANK GHUGHULI branch. The format is fixed: YESB = bank code, 0 = reserved, NSB010 = branch identifier.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Nagar Sahkari Bank Ghughuli branch in Ghughuli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0NSB010.

About this branch

The branch is located at TOWN AREA GHUGHALI ROOGTA COMPLEX TEHSIL SADAR DISTRICT MAHARAJGANJ - 273151. It serves the Ghughuli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0NSB010 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NAGAR SAHKARI BANK GHUGHULI branch came to be assigned the code YESB0NSB010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0NSB010, money simply cannot be routed to the NAGAR SAHKARI BANK GHUGHULI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Nagar Sahkari Bank Ghughuli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0NSB010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0NSB010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NSB010 across all three.

NEFT to Yes Bank, NAGAR SAHKARI BANK GHUGHULI using IFSC YESB0NSB010

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0NSB010, and confirm that the system picks up Yes Bank – NAGAR SAHKARI BANK GHUGHULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0NSB010

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – NAGAR SAHKARI BANK GHUGHULI, ensure your bank's portal accepts IFSC YESB0NSB010 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank NAGAR SAHKARI BANK GHUGHULI (IFSC YESB0NSB010)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0NSB010 in your mobile or internet banking app, and the money is credited to the NAGAR SAHKARI BANK GHUGHULI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0NSB010 for Yes Bank – NAGAR SAHKARI BANK GHUGHULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagar Sahkari Bank Ghughuli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0NSB010

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NAGAR SAHKARI BANK GHUGHULI is still mapped to IFSC YESB0NSB010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0NSB010 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nagar Sahkari Bank Ghughuli branch is mapped to IFSC YESB0NSB010 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0NSB010.

Products and services

Customers walking into the Nagar Sahkari Bank Ghughuli branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0NSB010

Online banking and IFSC YESB0NSB010

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the NAGAR SAHKARI BANK GHUGHULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0NSB010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Nagar Sahkari Bank Ghughuli branch

The branch is located at TOWN AREA GHUGHALI ROOGTA COMPLEX TEHSIL SADAR DISTRICT MAHARAJGANJ - 273151, which puts it inside Ghughuli, the broader Maharajganj district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Nagar Sahkari Bank Ghughuli branch” — the verified location pin for IFSC YESB0NSB010 should appear at the top of the results.
2. Confirm the branch is open by calling 9839987749 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0NSB010 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – NAGAR SAHKARI BANK GHUGHULI:

• The IFSC is exactly YESB0NSB010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and NAGAR SAHKARI BANK GHUGHULI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Nagar Sahkari Bank Ghughuli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NSB010 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0NSB010 for Yes Bank – NAGAR SAHKARI BANK GHUGHULI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0NSB010 belongs to Yes Bank's NAGAR SAHKARI BANK GHUGHULI branch, located at TOWN AREA GHUGHALI ROOGTA COMPLEX TEHSIL SADAR DISTRICT MAHARAJGANJ - 273151 in GHUGHULI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.