IFSC Code of Yes Bank, Nashik Rd Deolali Bank Ghoti Branch, Maharashtra

Below are the complete branch details for Yes Bank, NASHIK RD DEOLALI BANK GHOTI branch, located in GHOTI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0NRDB26. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0NRDB26 for Yes Bank – NASHIK RD DEOLALI BANK GHOTI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0NRDB26 is the IFSC of Yes Bank's NASHIK RD DEOLALI BANK GHOTI branch. The format is fixed: YESB = bank code, 0 = reserved, NRDB26 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nashik Rd Deolali Bank Ghoti branch in Ghoti, Maharashtra is part of this network and uses the IFSC code YESB0NRDB26 for all electronic settlement.

About the Nashik Rd Deolali Bank Ghoti branch

The Nashik Rd Deolali Bank Ghoti branch of Yes Bank is situated at OLD AGRA ROAD GOTHI IGATPURI NASHIK 422402. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0NRDB26 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NASHIK RD DEOLALI BANK GHOTI branch came to be assigned the code YESB0NRDB26.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0NRDB26, money simply cannot be routed to the NASHIK RD DEOLALI BANK GHOTI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0NRDB26 and the account number together uniquely identify the Nashik Rd Deolali Bank Ghoti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0NRDB26

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NRDB26 across all three.

NEFT to Yes Bank, NASHIK RD DEOLALI BANK GHOTI using IFSC YESB0NRDB26

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0NRDB26, and confirm that the system picks up Yes Bank – NASHIK RD DEOLALI BANK GHOTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NASHIK RD DEOLALI BANK GHOTI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's NASHIK RD DEOLALI BANK GHOTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0NRDB26 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – NASHIK RD DEOLALI BANK GHOTI, use IMPS. With IFSC YESB0NRDB26 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0NRDB26 for Yes Bank – NASHIK RD DEOLALI BANK GHOTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nashik Rd Deolali Bank Ghoti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's NASHIK RD DEOLALI BANK GHOTI branch, the IFSC YESB0NRDB26 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Nashik Rd Deolali Bank Ghoti branch

Once you have an account at Yes Bank – NASHIK RD DEOLALI BANK GHOTI, the IFSC YESB0NRDB26 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Nashik Rd Deolali Bank Ghoti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9423965646.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0NRDB26

Online banking and IFSC YESB0NRDB26

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the NASHIK RD DEOLALI BANK GHOTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0NRDB26 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Nashik Rd Deolali Bank Ghoti branch

The branch is located at OLD AGRA ROAD GOTHI IGATPURI NASHIK 422402, which puts it inside Ghoti, the broader Nasik district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Nashik Rd Deolali Bank Ghoti branch” — the verified location pin for IFSC YESB0NRDB26 should appear at the top of the results.
2. Confirm the branch is open by calling 9423965646 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0NRDB26 and your account number.

Common mistakes to avoid when using IFSC YESB0NRDB26

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – NASHIK RD DEOLALI BANK GHOTI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0NRDB26.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Nashik Rd Deolali Bank Ghoti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NRDB26 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0NRDB26 for Yes Bank – NASHIK RD DEOLALI BANK GHOTI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0NRDB26 is the IFSC code of Yes Bank, NASHIK RD DEOLALI BANK GHOTI branch, in GHOTI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.