This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, GANGA NAGAR, MEERUT branch in GHAZIABAD. The 11-digit IFSC YESB0001525 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the GANGA NAGAR, MEERUT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Yes Bank – GANGA NAGAR, MEERUT is YESB0001525. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001525 map to this branch in GHAZIABAD, UTTAR PRADESH.
About the bank
Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganga Nagar, Meerut branch in Ghaziabad, Uttar Pradesh is part of this network and uses the IFSC code YESB0001525 for all electronic settlement.
About the Ganga Nagar, Meerut branch
The Ganga Nagar, Meerut branch of Yes Bank is situated at GROUND FLOOR A343 GROUND FLR2 DIVIDED RD GANGA NAGAR MEERUT UTTAR PRADESH 250001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0001525 is used.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Ganga Nagar, Meerut |
| IFSC Code | YESB0001525 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR A343 GROUND FLR2 DIVIDED RD GANGA NAGAR MEERUT UTTAR PRADESH 250001 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 120 |
| Phone | 18001200 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's GANGA NAGAR, MEERUT branch came to be assigned the code YESB0001525.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0001525, money simply cannot be routed to the GANGA NAGAR, MEERUT branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0001525 and the account number together uniquely identify the Ganga Nagar, Meerut branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC YESB0001525
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0001525 across all three.
How to use IFSC YESB0001525 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's GANGA NAGAR, MEERUT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC YESB0001525.
- Confirm the bank name auto-populates as Yes Bank and the branch as GANGA NAGAR, MEERUT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GANGA NAGAR, MEERUT
If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's GANGA NAGAR, MEERUT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0001525 while initiating the transfer and the credit will appear within minutes.
IMPS to Yes Bank GANGA NAGAR, MEERUT (IFSC YESB0001525)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0001525 in your mobile or internet banking app, and the money is credited to the GANGA NAGAR, MEERUT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0001525 for Yes Bank – GANGA NAGAR, MEERUT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0001525 | Yes – YESB0001525 | Yes – YESB0001525 |
For most retail customers crediting the Ganga Nagar, Meerut branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0001525
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – GANGA NAGAR, MEERUT is still mapped to IFSC YESB0001525. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0001525 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ganga Nagar, Meerut branch
Once you have an account at Yes Bank – GANGA NAGAR, MEERUT, the IFSC YESB0001525 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ganga Nagar, Meerut branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0001525
Digital banking channels
Most day-to-day work that customers used to do at the Ganga Nagar, Meerut branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0001525 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Ganga Nagar, Meerut branch sits at GROUND FLOOR A343 GROUND FLR2 DIVIDED RD GANGA NAGAR MEERUT UTTAR PRADESH 250001. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 120-18001200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0001525 and your account number.
Common mistakes to avoid when using IFSC YESB0001525
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – GANGA NAGAR, MEERUT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0001525. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ganga Nagar, Meerut are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0001525 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0001525 for Yes Bank – GANGA NAGAR, MEERUT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Yes BankGanga Nagar, Meerut Branch
GROUND FLOOR A343 GROUND FLR2 DIVIDED RD GANGA NAGAR MEERUT UTTAR PRADESH 250001
Ghaziabad, Uttar Pradesh
Phone: 120-18001200
IFSC: YESB0001525
Frequently asked questions
How quickly will an NEFT transfer using YESB0001525 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Ganga Nagar, Meerut reflect within 30 minutes.
Is IFSC YESB0001525 valid for NEFT and RTGS?
Yes. IFSC YESB0001525 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ganga Nagar, Meerut branch but serve different purposes.
Is IFSC YESB0001525 the same for all accounts at Ganga Nagar, Meerut branch?
Yes. The IFSC YESB0001525 is shared by every account held at Yes Bank's Ganga Nagar, Meerut branch. Only the account number changes from customer to customer.
How do I add Yes Bank Ganga Nagar, Meerut as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0001525, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC YESB0001525 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0001525 to send funds instantly.
What is the IFSC code of Yes Bank Ganga Nagar, Meerut branch?
The IFSC code of Yes Bank, Ganga Nagar, Meerut branch is YESB0001525. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Yes Bank Ganga Nagar, Meerut branch?
You can reach the branch at 120-18001200 during regular banking hours.
Summary
The IFSC code YESB0001525 belongs to Yes Bank's GANGA NAGAR, MEERUT branch, located at GROUND FLOOR A343 GROUND FLR2 DIVIDED RD GANGA NAGAR MEERUT UTTAR PRADESH 250001 in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


