IFSC Code of Yes Bank, The Yavatmal Ucb Gadchandur Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, THE YAVATMAL UCB GADCHANDUR branch in GADCHANDUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0YUCB20. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE YAVATMAL UCB GADCHANDUR branch, and detailed step-by-step guides for using the IFSC YESB0YUCB20 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE YAVATMAL UCB GADCHANDUR is YESB0YUCB20. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters YUCB20 map to this branch in GADCHANDUR, MAHARASHTRA.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the The Yavatmal Ucb Gadchandur branch in Gadchandur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0YUCB20.

Branch details at a glance

About this branch

The branch is located at ACHANAK CHOWK GADCHANDUR TQ KORPANA CHANDRAPUR - 442908. It serves the Gadchandur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0YUCB20 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE YAVATMAL UCB GADCHANDUR branch came to be assigned the code YESB0YUCB20.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0YUCB20, money simply cannot be routed to the THE YAVATMAL UCB GADCHANDUR branch electronically.

Account types you can open at the The Yavatmal Ucb Gadchandur branch

Once you have an account at Yes Bank – THE YAVATMAL UCB GADCHANDUR, the IFSC YESB0YUCB20 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Yavatmal Ucb Gadchandur branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0YUCB20

How to transfer money using IFSC YESB0YUCB20

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0YUCB20 across all three.

NEFT to Yes Bank, THE YAVATMAL UCB GADCHANDUR using IFSC YESB0YUCB20

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0YUCB20, and confirm that the system picks up Yes Bank – THE YAVATMAL UCB GADCHANDUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE YAVATMAL UCB GADCHANDUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE YAVATMAL UCB GADCHANDUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0YUCB20 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – THE YAVATMAL UCB GADCHANDUR, use IMPS. With IFSC YESB0YUCB20 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Yavatmal Ucb Gadchandur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0YUCB20:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE YAVATMAL UCB GADCHANDUR is still linked to IFSC YESB0YUCB20.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0YUCB20

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE YAVATMAL UCB GADCHANDUR is still mapped to IFSC YESB0YUCB20. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0YUCB20 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Yavatmal Ucb Gadchandur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0YUCB20 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0YUCB20 and the account number together uniquely identify the The Yavatmal Ucb Gadchandur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE YAVATMAL UCB GADCHANDUR:

• The IFSC is exactly YESB0YUCB20 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE YAVATMAL UCB GADCHANDUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Yavatmal Ucb Gadchandur branch

The branch is located at ACHANAK CHOWK GADCHANDUR TQ KORPANA CHANDRAPUR - 442908, which puts it inside Gadchandur, the broader Chandrapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Yavatmal Ucb Gadchandur branch” — the verified location pin for IFSC YESB0YUCB20 should appear at the top of the results.
2. Confirm the branch is open by calling 7173-246680 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0YUCB20 and your account number.

Verifying IFSC YESB0YUCB20 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0YUCB20 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7173-246680.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Yavatmal Ucb Gadchandur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0YUCB20, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0YUCB20 is the IFSC code of Yes Bank, THE YAVATMAL UCB GADCHANDUR branch, in GADCHANDUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.