IFSC Code of Yes Bank, Shri Anand Nagari Sahakari Bank Gadchandur Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR branch in GADCHANDUR, MAHARASHTRA. The branch's IFSC code YESB0SANB03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR is YESB0SANB03. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SANB03 map to this branch in GADCHANDUR, MAHARASHTRA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Anand Nagari Sahakari Bank Gadchandur branch — IFSC YESB0SANB03 — extends the bank's services to customers in and around Gadchandur, Maharashtra.

About this branch

The branch is located at GURUDEN COMPLEX, AMBEDKAR SQUARE, AMALNALA ROAD, GADCHANDUR - 442908. It serves the Gadchandur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0SANB03 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR of Yes Bank — its own 11-character IFSC. The code YESB0SANB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SANB03 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0SANB03 and the account number together uniquely identify the Shri Anand Nagari Sahakari Bank Gadchandur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0SANB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SANB03 across all three.

How to use IFSC YESB0SANB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SANB03.
4. Confirm the bank name auto-populates as Yes Bank and the branch as SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0SANB03 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR, use IMPS. With IFSC YESB0SANB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shri Anand Nagari Sahakari Bank Gadchandur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0SANB03:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR is still linked to IFSC YESB0SANB03.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR branch, the IFSC YESB0SANB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shri Anand Nagari Sahakari Bank Gadchandur branch is mapped to IFSC YESB0SANB03 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0SANB03.

Banking services available

The Shri Anand Nagari Sahakari Bank Gadchandur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7173-246094.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0SANB03

Online banking and IFSC YESB0SANB03

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SANB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Shri Anand Nagari Sahakari Bank Gadchandur branch sits at GURUDEN COMPLEX, AMBEDKAR SQUARE, AMALNALA ROAD, GADCHANDUR - 442908. If you are travelling from outside Gadchandur, search for the branch on a maps application using the bank name and locality, or call 7173-246094 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0SANB03 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR:

• The IFSC is exactly YESB0SANB03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Shri Anand Nagari Sahakari Bank Gadchandur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0SANB03 continue to work without interruption.

Verifying IFSC YESB0SANB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SANB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7173-246094.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0SANB03 is the IFSC code of Yes Bank, SHRI ANAND NAGARI SAHAKARI BANK GADCHANDUR branch, in GADCHANDUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.