IFSC Code of Yes Bank, Almora Zila Sahkari Bank Dwarahat Branch, Uttarakhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, ALMORA ZILA SAHKARI BANK DWARAHAT branch in DWARAHAT. The 11-digit IFSC YESB0AZSB05 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the ALMORA ZILA SAHKARI BANK DWARAHAT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT is YESB0AZSB05. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AZSB05 map to this branch in DWARAHAT, UTTARAKHAND.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Almora Zila Sahkari Bank Dwarahat branch in Dwarahat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0AZSB05.

Branch details at a glance

Almora Zila Sahkari Bank Dwarahat branch overview

Located at DWARAHAT BRANCH, DUNAGIRI ROAD, DWARAHAT - 263653, the Almora Zila Sahkari Bank Dwarahat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0AZSB05 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALMORA ZILA SAHKARI BANK DWARAHAT of Yes Bank — its own 11-character IFSC. The code YESB0AZSB05 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0AZSB05 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Almora Zila Sahkari Bank Dwarahat branch is mapped to IFSC YESB0AZSB05 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0AZSB05.

Banking services available

The Almora Zila Sahkari Bank Dwarahat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9411113159.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0AZSB05

How to transfer money using IFSC YESB0AZSB05

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AZSB05 across all three.

NEFT to Yes Bank, ALMORA ZILA SAHKARI BANK DWARAHAT using IFSC YESB0AZSB05

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0AZSB05, and confirm that the system picks up Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0AZSB05

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT, ensure your bank's portal accepts IFSC YESB0AZSB05 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank ALMORA ZILA SAHKARI BANK DWARAHAT (IFSC YESB0AZSB05)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0AZSB05 in your mobile or internet banking app, and the money is credited to the ALMORA ZILA SAHKARI BANK DWARAHAT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0AZSB05 for Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Almora Zila Sahkari Bank Dwarahat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0AZSB05

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT is still mapped to IFSC YESB0AZSB05. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0AZSB05 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0AZSB05

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the ALMORA ZILA SAHKARI BANK DWARAHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0AZSB05 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0AZSB05 and the account number together uniquely identify the Almora Zila Sahkari Bank Dwarahat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT:

• The IFSC is exactly YESB0AZSB05 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ALMORA ZILA SAHKARI BANK DWARAHAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Almora Zila Sahkari Bank Dwarahat branch sits at DWARAHAT BRANCH, DUNAGIRI ROAD, DWARAHAT - 263653. If you are travelling from outside Dwarahat, search for the branch on a maps application using the bank name and locality, or call 9411113159 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AZSB05 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0AZSB05 for Yes Bank – ALMORA ZILA SAHKARI BANK DWARAHAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Almora Zila Sahkari Bank Dwarahat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0AZSB05, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0AZSB05 belongs to Yes Bank's ALMORA ZILA SAHKARI BANK DWARAHAT branch, located at DWARAHAT BRANCH, DUNAGIRI ROAD, DWARAHAT - 263653 in DWARAHAT, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.