IFSC Code of Yes Bank, Vidarbha Merchant Ucb Dhmangaon Branch, Maharashtra

Below are the complete branch details for Yes Bank, VIDARBHA MERCHANT UCB DHMANGAON branch, located in DHAMANGAON RAIL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0VMUB07. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0VMUB07 for Yes Bank – VIDARBHA MERCHANT UCB DHMANGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's VIDARBHA MERCHANT UCB DHMANGAON branch, the IFSC YESB0VMUB07 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and VMUB07 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vidarbha Merchant Ucb Dhmangaon branch — IFSC YESB0VMUB07 — extends the bank's services to customers in and around Dhamangaon Rail, Maharashtra.

About the Vidarbha Merchant Ucb Dhmangaon branch

The Vidarbha Merchant Ucb Dhmangaon branch of Yes Bank is situated at STATION ROAD, NEAR BANK OF INDIA, DHAMANGAN RAIL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0VMUB07 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDARBHA MERCHANT UCB DHMANGAON of Yes Bank — its own 11-character IFSC. The code YESB0VMUB07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0VMUB07 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0VMUB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VMUB07 across all three.

How to use IFSC YESB0VMUB07 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's VIDARBHA MERCHANT UCB DHMANGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0VMUB07.
4. Confirm the bank name auto-populates as Yes Bank and the branch as VIDARBHA MERCHANT UCB DHMANGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VIDARBHA MERCHANT UCB DHMANGAON

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VIDARBHA MERCHANT UCB DHMANGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0VMUB07 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – VIDARBHA MERCHANT UCB DHMANGAON, use IMPS. With IFSC YESB0VMUB07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vidarbha Merchant Ucb Dhmangaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0VMUB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIDARBHA MERCHANT UCB DHMANGAON is still linked to IFSC YESB0VMUB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's VIDARBHA MERCHANT UCB DHMANGAON branch, the IFSC YESB0VMUB07 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Vidarbha Merchant Ucb Dhmangaon branch

Once you have an account at Yes Bank – VIDARBHA MERCHANT UCB DHMANGAON, the IFSC YESB0VMUB07 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vidarbha Merchant Ucb Dhmangaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7222-237711.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0VMUB07

MICR & cheque-truncation details

Cheques drawn on the Vidarbha Merchant Ucb Dhmangaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0VMUB07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Vidarbha Merchant Ucb Dhmangaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0VMUB07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VIDARBHA MERCHANT UCB DHMANGAON:

• The IFSC is exactly YESB0VMUB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VIDARBHA MERCHANT UCB DHMANGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vidarbha Merchant Ucb Dhmangaon branch sits at STATION ROAD, NEAR BANK OF INDIA, DHAMANGAN RAIL. If you are travelling from outside Dhamangaon Rail, search for the branch on a maps application using the bank name and locality, or call 7222-237711 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0VMUB07 and your account number.

Verifying IFSC YESB0VMUB07 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0VMUB07 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7222-237711.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vidarbha Merchant Ucb Dhmangaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0VMUB07, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0VMUB07 is the IFSC code of Yes Bank, VIDARBHA MERCHANT UCB DHMANGAON branch, in DHAMANGAON RAIL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.