IFSC Code of Yes Bank, Vaish Coop Adarsh Bank Shakarpur Branch, Delhi

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, VAISH COOP ADARSH BANK SHAKARPUR branch in DELHI. The 11-digit IFSC YESB0VCA005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the VAISH COOP ADARSH BANK SHAKARPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's VAISH COOP ADARSH BANK SHAKARPUR branch, the IFSC YESB0VCA005 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and VCA005 identifies this particular branch.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vaish Coop Adarsh Bank Shakarpur branch — IFSC YESB0VCA005 — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

Vaish Coop Adarsh Bank Shakarpur branch overview

Located at B33VIKASMARGSHAKARPURDELHI110092, the Vaish Coop Adarsh Bank Shakarpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0VCA005 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VAISH COOP ADARSH BANK SHAKARPUR of Yes Bank — its own 11-character IFSC. The code YESB0VCA005 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0VCA005 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Vaish Coop Adarsh Bank Shakarpur branch

Once you have an account at Yes Bank – VAISH COOP ADARSH BANK SHAKARPUR, the IFSC YESB0VCA005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vaish Coop Adarsh Bank Shakarpur branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0VCA005

How to transfer money using IFSC YESB0VCA005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0VCA005 across all three.

NEFT to Yes Bank, VAISH COOP ADARSH BANK SHAKARPUR using IFSC YESB0VCA005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0VCA005, and confirm that the system picks up Yes Bank – VAISH COOP ADARSH BANK SHAKARPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VAISH COOP ADARSH BANK SHAKARPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's VAISH COOP ADARSH BANK SHAKARPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0VCA005 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – VAISH COOP ADARSH BANK SHAKARPUR, use IMPS. With IFSC YESB0VCA005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0VCA005 for Yes Bank – VAISH COOP ADARSH BANK SHAKARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vaish Coop Adarsh Bank Shakarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0VCA005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – VAISH COOP ADARSH BANK SHAKARPUR is still mapped to IFSC YESB0VCA005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0VCA005 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0VCA005

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the VAISH COOP ADARSH BANK SHAKARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0VCA005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Vaish Coop Adarsh Bank Shakarpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0VCA005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – VAISH COOP ADARSH BANK SHAKARPUR:

• The IFSC is exactly YESB0VCA005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and VAISH COOP ADARSH BANK SHAKARPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vaish Coop Adarsh Bank Shakarpur branch sits at B33VIKASMARGSHAKARPURDELHI110092. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-22521204 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0VCA005 and your account number.

Verifying IFSC YESB0VCA005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0VCA005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-22521204.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vaish Coop Adarsh Bank Shakarpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0VCA005, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0VCA005 belongs to Yes Bank's VAISH COOP ADARSH BANK SHAKARPUR branch, located at B33VIKASMARGSHAKARPURDELHI110092 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.