IFSC Code of Yes Bank, The Khattri Coop Urban Bank Shahadra Branch, Delhi

If you are searching for the IFSC code of Yes Bank, THE KHATTRI COOP URBAN BANK SHAHADRA branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is YESB0KCUB04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE KHATTRI COOP URBAN BANK SHAHADRA branch, and detailed step-by-step guides for using the IFSC YESB0KCUB04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's THE KHATTRI COOP URBAN BANK SHAHADRA branch, the IFSC YESB0KCUB04 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and KCUB04 identifies this particular branch.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Khattri Coop Urban Bank Shahadra branch in Delhi, Delhi is part of this network and uses the IFSC code YESB0KCUB04 for all electronic settlement.

Branch details at a glance

The Khattri Coop Urban Bank Shahadra branch overview

Located at A-14,MAIN MANDOLI ROAD,JAGATPURI,SHAHDRA,DELHI-110032, the The Khattri Coop Urban Bank Shahadra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0KCUB04 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE KHATTRI COOP URBAN BANK SHAHADRA of Yes Bank — its own 11-character IFSC. The code YESB0KCUB04 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0KCUB04 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Khattri Coop Urban Bank Shahadra branch is mapped to IFSC YESB0KCUB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0KCUB04.

Products and services

Customers walking into the The Khattri Coop Urban Bank Shahadra branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0KCUB04

How to transfer money using IFSC YESB0KCUB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KCUB04 across all three.

NEFT to Yes Bank, THE KHATTRI COOP URBAN BANK SHAHADRA using IFSC YESB0KCUB04

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KCUB04, and confirm that the system picks up Yes Bank – THE KHATTRI COOP URBAN BANK SHAHADRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE KHATTRI COOP URBAN BANK SHAHADRA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE KHATTRI COOP URBAN BANK SHAHADRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0KCUB04 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE KHATTRI COOP URBAN BANK SHAHADRA (IFSC YESB0KCUB04)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0KCUB04 in your mobile or internet banking app, and the money is credited to the THE KHATTRI COOP URBAN BANK SHAHADRA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0KCUB04 for Yes Bank – THE KHATTRI COOP URBAN BANK SHAHADRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Khattri Coop Urban Bank Shahadra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE KHATTRI COOP URBAN BANK SHAHADRA branch, the IFSC YESB0KCUB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0KCUB04

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE KHATTRI COOP URBAN BANK SHAHADRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0KCUB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Khattri Coop Urban Bank Shahadra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0KCUB04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC YESB0KCUB04

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – THE KHATTRI COOP URBAN BANK SHAHADRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0KCUB04.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Khattri Coop Urban Bank Shahadra branch

The branch is located at A-14,MAIN MANDOLI ROAD,JAGATPURI,SHAHDRA,DELHI-110032, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Khattri Coop Urban Bank Shahadra branch” — the verified location pin for IFSC YESB0KCUB04 should appear at the top of the results.
2. Confirm the branch is open by calling 11-47106960 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0KCUB04 and your account number.

Verifying IFSC YESB0KCUB04 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0KCUB04 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-47106960.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Khattri Coop Urban Bank Shahadra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0KCUB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0KCUB04 belongs to Yes Bank's THE KHATTRI COOP URBAN BANK SHAHADRA branch, located at A-14,MAIN MANDOLI ROAD,JAGATPURI,SHAHDRA,DELHI-110032 in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.