IFSC Code of Yes Bank, Akola Urban Coop Bank Daryapur Branch, Maharashtra

Below are the complete branch details for Yes Bank, AKOLA URBAN COOP BANK DARYAPUR branch, located in DARYAPUR-BANOSA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0AUB018. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0AUB018 for Yes Bank – AKOLA URBAN COOP BANK DARYAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – AKOLA URBAN COOP BANK DARYAPUR is YESB0AUB018. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AUB018 map to this branch in DARYAPUR-BANOSA, MAHARASHTRA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Akola Urban Coop Bank Daryapur branch — IFSC YESB0AUB018 — extends the bank's services to customers in and around Daryapur-Banosa, Maharashtra.

Akola Urban Coop Bank Daryapur branch overview

Located at BANOSA ROAD, DARYAPUR 444803, the Akola Urban Coop Bank Daryapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0AUB018 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKOLA URBAN COOP BANK DARYAPUR of Yes Bank — its own 11-character IFSC. The code YESB0AUB018 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0AUB018 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0AUB018 and the account number together uniquely identify the Akola Urban Coop Bank Daryapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0AUB018

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AUB018 across all three.

NEFT to Yes Bank, AKOLA URBAN COOP BANK DARYAPUR using IFSC YESB0AUB018

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0AUB018, and confirm that the system picks up Yes Bank – AKOLA URBAN COOP BANK DARYAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AKOLA URBAN COOP BANK DARYAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's AKOLA URBAN COOP BANK DARYAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0AUB018 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – AKOLA URBAN COOP BANK DARYAPUR, use IMPS. With IFSC YESB0AUB018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0AUB018 for Yes Bank – AKOLA URBAN COOP BANK DARYAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Akola Urban Coop Bank Daryapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's AKOLA URBAN COOP BANK DARYAPUR branch, the IFSC YESB0AUB018 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Akola Urban Coop Bank Daryapur branch

Once you have an account at Yes Bank – AKOLA URBAN COOP BANK DARYAPUR, the IFSC YESB0AUB018 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Akola Urban Coop Bank Daryapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9923588200.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0AUB018

Digital banking channels

Most day-to-day work that customers used to do at the Akola Urban Coop Bank Daryapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0AUB018 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Akola Urban Coop Bank Daryapur branch sits at BANOSA ROAD, DARYAPUR 444803. If you are travelling from outside Daryapur-Banosa, search for the branch on a maps application using the bank name and locality, or call 9923588200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AUB018 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – AKOLA URBAN COOP BANK DARYAPUR:

• The IFSC is exactly YESB0AUB018 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and AKOLA URBAN COOP BANK DARYAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Akola Urban Coop Bank Daryapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0AUB018, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0AUB018 for Yes Bank – AKOLA URBAN COOP BANK DARYAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0AUB018 is the IFSC code of Yes Bank, AKOLA URBAN COOP BANK DARYAPUR branch, in DARYAPUR-BANOSA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.