IFSC Code of Yes Bank, Ucb Cuttack Nuapatna Mangalabag Branch, Odisha

Use this page as a one-stop reference for everything related to Yes Bank's UCB CUTTACK NUAPATNA MANGALABAG branch in CUTTACK, ODISHA. The branch's IFSC code YESB0CUB012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0CUB012 is the IFSC of Yes Bank's UCB CUTTACK NUAPATNA MANGALABAG branch. The format is fixed: YESB = bank code, 0 = reserved, CUB012 = branch identifier.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Ucb Cuttack Nuapatna Mangalabag branch in Cuttack. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0CUB012.

Ucb Cuttack Nuapatna Mangalabag branch overview

Located at NUAPATNA MANGALABAG 753001, the Ucb Cuttack Nuapatna Mangalabag branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0CUB012 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UCB CUTTACK NUAPATNA MANGALABAG branch came to be assigned the code YESB0CUB012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CUB012, money simply cannot be routed to the UCB CUTTACK NUAPATNA MANGALABAG branch electronically.

How to transfer money using IFSC YESB0CUB012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CUB012 across all three.

NEFT to Yes Bank, UCB CUTTACK NUAPATNA MANGALABAG using IFSC YESB0CUB012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0CUB012, and confirm that the system picks up Yes Bank – UCB CUTTACK NUAPATNA MANGALABAG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UCB CUTTACK NUAPATNA MANGALABAG

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UCB CUTTACK NUAPATNA MANGALABAG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CUB012 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank UCB CUTTACK NUAPATNA MANGALABAG (IFSC YESB0CUB012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CUB012 in your mobile or internet banking app, and the money is credited to the UCB CUTTACK NUAPATNA MANGALABAG branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0CUB012 for Yes Bank – UCB CUTTACK NUAPATNA MANGALABAG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ucb Cuttack Nuapatna Mangalabag branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's UCB CUTTACK NUAPATNA MANGALABAG branch, the IFSC YESB0CUB012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Ucb Cuttack Nuapatna Mangalabag branch

Once you have an account at Yes Bank – UCB CUTTACK NUAPATNA MANGALABAG, the IFSC YESB0CUB012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ucb Cuttack Nuapatna Mangalabag branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CUB012

MICR & cheque-truncation details

Cheques drawn on the Ucb Cuttack Nuapatna Mangalabag branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0CUB012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Ucb Cuttack Nuapatna Mangalabag branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0CUB012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UCB CUTTACK NUAPATNA MANGALABAG:

• The IFSC is exactly YESB0CUB012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UCB CUTTACK NUAPATNA MANGALABAG as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ucb Cuttack Nuapatna Mangalabag branch sits at NUAPATNA MANGALABAG 753001. If you are travelling from outside Cuttack, search for the branch on a maps application using the bank name and locality, or call 671-2411762 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0CUB012 and your account number.

Verifying IFSC YESB0CUB012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0CUB012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 671-2411762.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ucb Cuttack Nuapatna Mangalabag are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0CUB012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0CUB012 is the IFSC code of Yes Bank, UCB CUTTACK NUAPATNA MANGALABAG branch, in CUTTACK, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.