IFSC Code of Yes Bank, Nainital DCB Chorgalia Branch, Uttarakhand

Below are the complete branch details for Yes Bank, NAINITAL DCB CHORGALIA branch, located in CHORGALIA, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is YESB0NDCB24. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0NDCB24 for Yes Bank – NAINITAL DCB CHORGALIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – NAINITAL DCB CHORGALIA is YESB0NDCB24. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NDCB24 map to this branch in CHORGALIA, UTTARAKHAND.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nainital DCB Chorgalia branch — IFSC YESB0NDCB24 — extends the bank's services to customers in and around Chorgalia, Uttarakhand.

About this branch

The branch is located at CHORGALIA BRANCH, CHORGALIA, NAINITAL - 263139. It serves the Chorgalia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0NDCB24 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NAINITAL DCB CHORGALIA branch came to be assigned the code YESB0NDCB24.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0NDCB24, money simply cannot be routed to the NAINITAL DCB CHORGALIA branch electronically.

How to transfer money using IFSC YESB0NDCB24

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0NDCB24 across all three.

NEFT to Yes Bank, NAINITAL DCB CHORGALIA using IFSC YESB0NDCB24

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0NDCB24, and confirm that the system picks up Yes Bank – NAINITAL DCB CHORGALIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAINITAL DCB CHORGALIA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's NAINITAL DCB CHORGALIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0NDCB24 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank NAINITAL DCB CHORGALIA (IFSC YESB0NDCB24)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0NDCB24 in your mobile or internet banking app, and the money is credited to the NAINITAL DCB CHORGALIA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nainital DCB Chorgalia

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0NDCB24:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAINITAL DCB CHORGALIA is still linked to IFSC YESB0NDCB24.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0NDCB24

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NAINITAL DCB CHORGALIA is still mapped to IFSC YESB0NDCB24. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0NDCB24 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Nainital DCB Chorgalia branch is mapped to IFSC YESB0NDCB24 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0NDCB24.

Products and services

Customers walking into the Nainital DCB Chorgalia branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0NDCB24

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0NDCB24 and the account number together uniquely identify the Nainital DCB Chorgalia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Nainital DCB Chorgalia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0NDCB24 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0NDCB24

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – NAINITAL DCB CHORGALIA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0NDCB24.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Nainital DCB Chorgalia branch

The branch is located at CHORGALIA BRANCH, CHORGALIA, NAINITAL - 263139, which puts it inside Chorgalia, the broader Nainital district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Nainital DCB Chorgalia branch” — the verified location pin for IFSC YESB0NDCB24 should appear at the top of the results.
2. Confirm the branch is open by calling 9412087722 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0NDCB24 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0NDCB24 for Yes Bank – NAINITAL DCB CHORGALIA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nainital DCB Chorgalia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0NDCB24 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0NDCB24 is the IFSC code of Yes Bank, NAINITAL DCB CHORGALIA branch, in CHORGALIA, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.