IFSC Code of Yes Bank, Chittoor Coop Town Bank Head Office Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Yes Bank's CHITTOOR COOP TOWN BANK HEAD OFFICE branch in CHITTOOR, ANDHRA PRADESH. The branch's IFSC code YESB0CCTB01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – CHITTOOR COOP TOWN BANK HEAD OFFICE is YESB0CCTB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CCTB01 map to this branch in CHITTOOR, ANDHRA PRADESH.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chittoor Coop Town Bank Head Office branch in Chittoor, Andhra Pradesh is part of this network and uses the IFSC code YESB0CCTB01 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 18-776 CHURCH STREET CHITTOOR-517001. It serves the Chittoor region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0CCTB01 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's CHITTOOR COOP TOWN BANK HEAD OFFICE branch came to be assigned the code YESB0CCTB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CCTB01, money simply cannot be routed to the CHITTOOR COOP TOWN BANK HEAD OFFICE branch electronically.

Products and account variants supported

Every account opened at the Chittoor Coop Town Bank Head Office branch is mapped to IFSC YESB0CCTB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CCTB01.

Products and services

Customers walking into the Chittoor Coop Town Bank Head Office branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CCTB01

How to transfer money using IFSC YESB0CCTB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CCTB01 across all three.

How to use IFSC YESB0CCTB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's CHITTOOR COOP TOWN BANK HEAD OFFICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CCTB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as CHITTOOR COOP TOWN BANK HEAD OFFICE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0CCTB01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – CHITTOOR COOP TOWN BANK HEAD OFFICE, ensure your bank's portal accepts IFSC YESB0CCTB01 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank CHITTOOR COOP TOWN BANK HEAD OFFICE (IFSC YESB0CCTB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CCTB01 in your mobile or internet banking app, and the money is credited to the CHITTOOR COOP TOWN BANK HEAD OFFICE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0CCTB01 for Yes Bank – CHITTOOR COOP TOWN BANK HEAD OFFICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chittoor Coop Town Bank Head Office branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's CHITTOOR COOP TOWN BANK HEAD OFFICE branch, the IFSC YESB0CCTB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Chittoor Coop Town Bank Head Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0CCTB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CCTB01 and the account number together uniquely identify the Chittoor Coop Town Bank Head Office branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – CHITTOOR COOP TOWN BANK HEAD OFFICE:

• The IFSC is exactly YESB0CCTB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and CHITTOOR COOP TOWN BANK HEAD OFFICE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chittoor Coop Town Bank Head Office branch sits at 18-776 CHURCH STREET CHITTOOR-517001. If you are travelling from outside Chittoor, search for the branch on a maps application using the bank name and locality, or call 8572-231067 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0CCTB01 and your account number.

Verifying IFSC YESB0CCTB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0CCTB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8572-231067.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chittoor Coop Town Bank Head Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CCTB01, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CCTB01 belongs to Yes Bank's CHITTOOR COOP TOWN BANK HEAD OFFICE branch, located at 18-776 CHURCH STREET CHITTOOR-517001 in CHITTOOR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.