IFSC Code of Yes Bank, Chikhli Urban Coop Bank Chikhli Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, CHIKHLI URBAN COOP BANK CHIKHLI branch in CHIKHLI. The 11-digit IFSC YESB0CCUB01 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the CHIKHLI URBAN COOP BANK CHIKHLI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's CHIKHLI URBAN COOP BANK CHIKHLI branch, the IFSC YESB0CCUB01 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and CCUB01 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chikhli Urban Coop Bank Chikhli branch — IFSC YESB0CCUB01 — extends the bank's services to customers in and around Chikhli, Maharashtra.

About this branch

The branch is located at DR.SHAYAMAPRASAD MUKHARJEE MARG CHIKHLI 443201. It serves the Chikhli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0CCUB01 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's CHIKHLI URBAN COOP BANK CHIKHLI branch came to be assigned the code YESB0CCUB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CCUB01, money simply cannot be routed to the CHIKHLI URBAN COOP BANK CHIKHLI branch electronically.

How to transfer money using IFSC YESB0CCUB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CCUB01 across all three.

NEFT to Yes Bank, CHIKHLI URBAN COOP BANK CHIKHLI using IFSC YESB0CCUB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0CCUB01, and confirm that the system picks up Yes Bank – CHIKHLI URBAN COOP BANK CHIKHLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHIKHLI URBAN COOP BANK CHIKHLI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's CHIKHLI URBAN COOP BANK CHIKHLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CCUB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank CHIKHLI URBAN COOP BANK CHIKHLI (IFSC YESB0CCUB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CCUB01 in your mobile or internet banking app, and the money is credited to the CHIKHLI URBAN COOP BANK CHIKHLI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0CCUB01 for Yes Bank – CHIKHLI URBAN COOP BANK CHIKHLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chikhli Urban Coop Bank Chikhli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0CCUB01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – CHIKHLI URBAN COOP BANK CHIKHLI is still mapped to IFSC YESB0CCUB01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CCUB01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chikhli Urban Coop Bank Chikhli branch is mapped to IFSC YESB0CCUB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CCUB01.

Products and services

Customers walking into the Chikhli Urban Coop Bank Chikhli branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CCUB01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CCUB01 and the account number together uniquely identify the Chikhli Urban Coop Bank Chikhli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Chikhli Urban Coop Bank Chikhli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0CCUB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – CHIKHLI URBAN COOP BANK CHIKHLI:

• The IFSC is exactly YESB0CCUB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and CHIKHLI URBAN COOP BANK CHIKHLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chikhli Urban Coop Bank Chikhli branch sits at DR.SHAYAMAPRASAD MUKHARJEE MARG CHIKHLI 443201. If you are travelling from outside Chikhli, search for the branch on a maps application using the bank name and locality, or call 9011065901 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0CCUB01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CCUB01 for Yes Bank – CHIKHLI URBAN COOP BANK CHIKHLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chikhli Urban Coop Bank Chikhli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CCUB01, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CCUB01 belongs to Yes Bank's CHIKHLI URBAN COOP BANK CHIKHLI branch, located at DR.SHAYAMAPRASAD MUKHARJEE MARG CHIKHLI 443201 in CHIKHLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.