If you are searching for the IFSC code of Yes Bank, CHIKHLI,ISB branch in CHIKHLI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is YESB0000362. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHIKHLI,ISB branch, and detailed step-by-step guides for using the IFSC YESB0000362 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0000362 is the IFSC of Yes Bank's CHIKHLI,ISB branch. The format is fixed: YESB = bank code, 0 = reserved, 000362 = branch identifier.
About the bank
Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chikhli,Isb branch in Chikhli, Gujarat is part of this network and uses the IFSC code YESB0000362 for all electronic settlement.
About the Chikhli,Isb branch
The Chikhli,Isb branch of Yes Bank is situated at SAMRUDDHI ARCADE,PART 1ST FLOOR,AT, AND POST THALA,OPP.BAGLADEVI MANDIR, COLLEGE RD,TAL CHIKHLI,DIST NAVSARI, CHIKHLI, GUJARAT-396590. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0000362 is used.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Chikhli,Isb |
| IFSC Code | YESB0000362 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAMRUDDHI ARCADE,PART 1ST FLOOR,AT, AND POST THALA,OPP.BAGLADEVI MANDIR, COLLEGE RD,TAL CHIKHLI,DIST NAVSARI, CHIKHLI, GUJARAT-396590 |
| City | Chikhli |
| District | Navsari |
| State | Gujarat |
| STD Code | 2634 |
| Phone | 232345 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's CHIKHLI,ISB branch came to be assigned the code YESB0000362.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0000362, money simply cannot be routed to the CHIKHLI,ISB branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0000362 and the account number together uniquely identify the Chikhli,Isb branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC YESB0000362
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0000362 across all three.
NEFT to Yes Bank, CHIKHLI,ISB using IFSC YESB0000362
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0000362, and confirm that the system picks up Yes Bank – CHIKHLI,ISB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC YESB0000362
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – CHIKHLI,ISB, ensure your bank's portal accepts IFSC YESB0000362 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Yes Bank CHIKHLI,ISB (IFSC YESB0000362)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0000362 in your mobile or internet banking app, and the money is credited to the CHIKHLI,ISB branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0000362 for Yes Bank – CHIKHLI,ISB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0000362 | Yes – YESB0000362 | Yes – YESB0000362 |
For most retail customers crediting the Chikhli,Isb branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's CHIKHLI,ISB branch, the IFSC YESB0000362 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Chikhli,Isb branch
Once you have an account at Yes Bank – CHIKHLI,ISB, the IFSC YESB0000362 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chikhli,Isb branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0000362
Online banking and IFSC YESB0000362
Yes Bank customers can register for net banking and the bank's official mobile app once their account at the CHIKHLI,ISB branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0000362 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chikhli,Isb branch sits at SAMRUDDHI ARCADE,PART 1ST FLOOR,AT, AND POST THALA,OPP.BAGLADEVI MANDIR, COLLEGE RD,TAL CHIKHLI,DIST NAVSARI, CHIKHLI, GUJARAT-396590. If you are travelling from outside Chikhli, search for the branch on a maps application using the bank name and locality, or call 2634-232345 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0000362 and your account number.
Common mistakes to avoid when using IFSC YESB0000362
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – CHIKHLI,ISB, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0000362. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chikhli,Isb branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0000362, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0000362 for Yes Bank – CHIKHLI,ISB, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Yes BankChikhli,Isb Branch
SAMRUDDHI ARCADE,PART 1ST FLOOR,AT, AND POST THALA,OPP.BAGLADEVI MANDIR, COLLEGE RD,TAL CHIKHLI,DIST NAVSARI, CHIKHLI, GUJARAT-396590
Chikhli, Gujarat
Phone: 2634-232345
IFSC: YESB0000362
Frequently asked questions
Is IFSC YESB0000362 valid for NEFT and RTGS?
Yes. IFSC YESB0000362 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC YESB0000362 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0000362 to send funds instantly.
What is the phone number of Yes Bank Chikhli,Isb branch?
You can reach the branch at 2634-232345 during regular banking hours.
Where is Yes Bank Chikhli,Isb branch located?
Yes Bank's Chikhli,Isb branch is located at SAMRUDDHI ARCADE,PART 1ST FLOOR,AT, AND POST THALA,OPP.BAGLADEVI MANDIR, COLLEGE RD,TAL CHIKHLI,DIST NAVSARI, CHIKHLI, GUJARAT-396590, Chikhli, Gujarat.
Is IFSC YESB0000362 the same for all accounts at Chikhli,Isb branch?
Yes. The IFSC YESB0000362 is shared by every account held at Yes Bank's Chikhli,Isb branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chikhli,Isb branch but serve different purposes.
How quickly will an NEFT transfer using YESB0000362 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Chikhli,Isb reflect within 30 minutes.
How do I add Yes Bank Chikhli,Isb as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0000362, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code YESB0000362 belongs to Yes Bank's CHIKHLI,ISB branch, located at SAMRUDDHI ARCADE,PART 1ST FLOOR,AT, AND POST THALA,OPP.BAGLADEVI MANDIR,… in CHIKHLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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