IFSC Code of Yes Bank, Newton Chikli, Chhindwara Branch, Madhya Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, NEWTON CHIKLI, CHHINDWARA branch in CHHINDWARA. The 11-digit IFSC YESB0000974 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the NEWTON CHIKLI, CHHINDWARA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's NEWTON CHIKLI, CHHINDWARA branch, the IFSC YESB0000974 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and 000974 identifies this particular branch.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Newton Chikli, Chhindwara branch in Chhindwara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0000974.

About this branch

The branch is located at GR FLR,KH NO - 142/2 P.H.13/5 B.NO.165,MOUZA CHIKLI KALA,NEWTON CHIKLI,CHHINDWARA,MP,480557. It serves the Chhindwara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0000974 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's NEWTON CHIKLI, CHHINDWARA branch came to be assigned the code YESB0000974.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0000974, money simply cannot be routed to the NEWTON CHIKLI, CHHINDWARA branch electronically.

How to transfer money using IFSC YESB0000974

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0000974 across all three.

NEFT to Yes Bank, NEWTON CHIKLI, CHHINDWARA using IFSC YESB0000974

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0000974, and confirm that the system picks up Yes Bank – NEWTON CHIKLI, CHHINDWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEWTON CHIKLI, CHHINDWARA

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's NEWTON CHIKLI, CHHINDWARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0000974 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank NEWTON CHIKLI, CHHINDWARA (IFSC YESB0000974)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0000974 in your mobile or internet banking app, and the money is credited to the NEWTON CHIKLI, CHHINDWARA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0000974 for Yes Bank – NEWTON CHIKLI, CHHINDWARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Newton Chikli, Chhindwara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0000974

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – NEWTON CHIKLI, CHHINDWARA is still mapped to IFSC YESB0000974. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0000974 and the beneficiary's account number to complete the transfer.

Account types you can open at the Newton Chikli, Chhindwara branch

Once you have an account at Yes Bank – NEWTON CHIKLI, CHHINDWARA, the IFSC YESB0000974 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Newton Chikli, Chhindwara branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0000974

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0000974 and the account number together uniquely identify the Newton Chikli, Chhindwara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0000974

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the NEWTON CHIKLI, CHHINDWARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0000974 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – NEWTON CHIKLI, CHHINDWARA:

• The IFSC is exactly YESB0000974 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and NEWTON CHIKLI, CHHINDWARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Newton Chikli, Chhindwara branch

The branch is located at GR FLR,KH NO - 142/2 P.H.13/5 B.NO.165,MOUZA CHIKLI KALA,NEWTON CHIKLI,CHHINDWARA,MP,480557, which puts it inside Chhindwara, the broader Chhindwara district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Newton Chikli, Chhindwara branch” — the verified location pin for IFSC YESB0000974 should appear at the top of the results.
2. Confirm the branch is open by calling 18002000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0000974 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0000974 for Yes Bank – NEWTON CHIKLI, CHHINDWARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Newton Chikli, Chhindwara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0000974 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0000974 is the IFSC code of Yes Bank, NEWTON CHIKLI, CHHINDWARA branch, in CHHINDWARA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.