IFSC Code of Yes Bank, Shree Kadi Nagrik Bank Chhatral Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, SHREE KADI NAGRIK BANK CHHATRAL branch in CHHATRAL. The 11-digit IFSC YESB0KNB016 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the SHREE KADI NAGRIK BANK CHHATRAL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's SHREE KADI NAGRIK BANK CHHATRAL branch, the IFSC YESB0KNB016 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and KNB016 identifies this particular branch.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Shree Kadi Nagrik Bank Chhatral branch in Chhatral. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0KNB016.

Shree Kadi Nagrik Bank Chhatral branch overview

Located at BANSIDHAR COMPLEX CHHATRAL GANDHINAGAR 382729, the Shree Kadi Nagrik Bank Chhatral branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0KNB016 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SHREE KADI NAGRIK BANK CHHATRAL branch came to be assigned the code YESB0KNB016.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0KNB016, money simply cannot be routed to the SHREE KADI NAGRIK BANK CHHATRAL branch electronically.

How to transfer money using IFSC YESB0KNB016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KNB016 across all three.

NEFT to Yes Bank, SHREE KADI NAGRIK BANK CHHATRAL using IFSC YESB0KNB016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KNB016, and confirm that the system picks up Yes Bank – SHREE KADI NAGRIK BANK CHHATRAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0KNB016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SHREE KADI NAGRIK BANK CHHATRAL, ensure your bank's portal accepts IFSC YESB0KNB016 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SHREE KADI NAGRIK BANK CHHATRAL (IFSC YESB0KNB016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0KNB016 in your mobile or internet banking app, and the money is credited to the SHREE KADI NAGRIK BANK CHHATRAL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Kadi Nagrik Bank Chhatral

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0KNB016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE KADI NAGRIK BANK CHHATRAL is still linked to IFSC YESB0KNB016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0KNB016

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SHREE KADI NAGRIK BANK CHHATRAL is still mapped to IFSC YESB0KNB016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0KNB016 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shree Kadi Nagrik Bank Chhatral branch is mapped to IFSC YESB0KNB016 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0KNB016.

Products and services

Customers walking into the Shree Kadi Nagrik Bank Chhatral branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0KNB016

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0KNB016 and the account number together uniquely identify the Shree Kadi Nagrik Bank Chhatral branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0KNB016

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHREE KADI NAGRIK BANK CHHATRAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0KNB016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHREE KADI NAGRIK BANK CHHATRAL:

• The IFSC is exactly YESB0KNB016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHREE KADI NAGRIK BANK CHHATRAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shree Kadi Nagrik Bank Chhatral branch sits at BANSIDHAR COMPLEX CHHATRAL GANDHINAGAR 382729. If you are travelling from outside Chhatral, search for the branch on a maps application using the bank name and locality, or call 9998718102 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KNB016 and your account number.

Verifying IFSC YESB0KNB016 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0KNB016 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9998718102.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Kadi Nagrik Bank Chhatral branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0KNB016, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0KNB016 belongs to Yes Bank's SHREE KADI NAGRIK BANK CHHATRAL branch, located at BANSIDHAR COMPLEX CHHATRAL GANDHINAGAR 382729 in CHHATRAL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.