IFSC Code of Yes Bank, T Nagar, Chennai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Yes Bank's T NAGAR, CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code YESB0000418 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – T NAGAR, CHENNAI is YESB0000418. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000418 map to this branch in CHENNAI, TAMIL NADU.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The T Nagar, Chennai branch — IFSC YESB0000418 — extends the bank's services to customers in and around Chennai, Tamil Nadu.

T Nagar, Chennai branch overview

Located at GRD AND 1ST FLOOR, NEW DOOR NO 31,, PLOT NO 109, BAZULLAH ROAD,, THEAGARAYA NAGAR, CHENNAI, CHENNAI, TAMIL NADU-600017, the T Nagar, Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0000418 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including T NAGAR, CHENNAI of Yes Bank — its own 11-character IFSC. The code YESB0000418 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0000418 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0000418

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0000418 across all three.

NEFT to Yes Bank, T NAGAR, CHENNAI using IFSC YESB0000418

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0000418, and confirm that the system picks up Yes Bank – T NAGAR, CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to T NAGAR, CHENNAI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's T NAGAR, CHENNAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0000418 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank T NAGAR, CHENNAI (IFSC YESB0000418)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0000418 in your mobile or internet banking app, and the money is credited to the T NAGAR, CHENNAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to T Nagar, Chennai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0000418:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at T NAGAR, CHENNAI is still linked to IFSC YESB0000418.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's T NAGAR, CHENNAI branch, the IFSC YESB0000418 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the T Nagar, Chennai branch is mapped to IFSC YESB0000418 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0000418.

Banking services available

The T Nagar, Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-30019000.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0000418

MICR & cheque-truncation details

Cheques drawn on the T Nagar, Chennai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0000418 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the T Nagar, Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0000418 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – T NAGAR, CHENNAI:

• The IFSC is exactly YESB0000418 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and T NAGAR, CHENNAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The T Nagar, Chennai branch sits at GRD AND 1ST FLOOR, NEW DOOR NO 31,, PLOT NO 109, BAZULLAH ROAD,, THEAGARAYA NAGAR, CHENNAI, CHENNAI, TAMIL NADU-600017. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-30019000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0000418 and your account number.

Verifying IFSC YESB0000418 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0000418 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-30019000.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at T Nagar, Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0000418 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0000418 is the IFSC code of Yes Bank, T NAGAR, CHENNAI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.