IFSC Code of Yes Bank, The Chandrapur Dcc Bank HO Banking Branch, Maharashtra

Below are the complete branch details for Yes Bank, THE CHANDRAPUR DCC BANK HO BANKING branch, located in CHANDRAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0CDC016. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0CDC016 for Yes Bank – THE CHANDRAPUR DCC BANK HO BANKING — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE CHANDRAPUR DCC BANK HO BANKING is YESB0CDC016. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CDC016 map to this branch in CHANDRAPUR, MAHARASHTRA.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Chandrapur Dcc Bank HO Banking branch — IFSC YESB0CDC016 — extends the bank's services to customers in and around Chandrapur, Maharashtra.

Branch details at a glance

The Chandrapur Dcc Bank HO Banking branch overview

Located at CIVIL LINES NAGPUR ROAD CHANDRAPUR PIN 442402, the The Chandrapur Dcc Bank HO Banking branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0CDC016 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE CHANDRAPUR DCC BANK HO BANKING of Yes Bank — its own 11-character IFSC. The code YESB0CDC016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0CDC016 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Chandrapur Dcc Bank HO Banking branch is mapped to IFSC YESB0CDC016 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CDC016.

Banking services available

The The Chandrapur Dcc Bank HO Banking branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7875758833.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0CDC016

How to transfer money using IFSC YESB0CDC016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CDC016 across all three.

How to use IFSC YESB0CDC016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE CHANDRAPUR DCC BANK HO BANKING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CDC016.
4. Confirm the bank name auto-populates as Yes Bank and the branch as THE CHANDRAPUR DCC BANK HO BANKING.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE CHANDRAPUR DCC BANK HO BANKING

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE CHANDRAPUR DCC BANK HO BANKING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CDC016 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank THE CHANDRAPUR DCC BANK HO BANKING (IFSC YESB0CDC016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CDC016 in your mobile or internet banking app, and the money is credited to the THE CHANDRAPUR DCC BANK HO BANKING branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Chandrapur Dcc Bank HO Banking

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CDC016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE CHANDRAPUR DCC BANK HO BANKING is still linked to IFSC YESB0CDC016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0CDC016

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE CHANDRAPUR DCC BANK HO BANKING is still mapped to IFSC YESB0CDC016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CDC016 and the beneficiary's account number to complete the transfer.

Online banking and IFSC YESB0CDC016

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE CHANDRAPUR DCC BANK HO BANKING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CDC016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CDC016 and the account number together uniquely identify the The Chandrapur Dcc Bank HO Banking branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB0CDC016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – THE CHANDRAPUR DCC BANK HO BANKING, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0CDC016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Chandrapur Dcc Bank HO Banking branch

The branch is located at CIVIL LINES NAGPUR ROAD CHANDRAPUR PIN 442402, which puts it inside Chandrapur, the broader Chandrapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Chandrapur Dcc Bank HO Banking branch” — the verified location pin for IFSC YESB0CDC016 should appear at the top of the results.
2. Confirm the branch is open by calling 7875758833 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CDC016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CDC016 for Yes Bank – THE CHANDRAPUR DCC BANK HO BANKING, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Chandrapur Dcc Bank HO Banking branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CDC016, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CDC016 belongs to Yes Bank's THE CHANDRAPUR DCC BANK HO BANKING branch, located at CIVIL LINES NAGPUR ROAD CHANDRAPUR PIN 442402 in CHANDRAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.