If you are searching for the IFSC code of Yes Bank, SECTOR FORTY FOUR C branch in CHANDIGARH, CHANDIGARH, this page has every detail you need. The verified IFSC code for this branch is YESB0001022. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR FORTY FOUR C branch, and detailed step-by-step guides for using the IFSC YESB0001022 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0001022 is the IFSC of Yes Bank's SECTOR FORTY FOUR C branch. The format is fixed: YESB = bank code, 0 = reserved, 001022 = branch identifier.
About the bank
Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Forty Four C branch in Chandigarh, Chandigarh is part of this network and uses the IFSC code YESB0001022 for all electronic settlement.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Sector Forty Four C |
| IFSC Code | YESB0001022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRND FLR AND BASEMENT, SCO - 265, SECTOR 44C, CHANDIGARH - 160047 |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| Phone | 18002000 |
Sector Forty Four C branch overview
Located at GRND FLR AND BASEMENT, SCO - 265, SECTOR 44C, CHANDIGARH - 160047, the Sector Forty Four C branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0001022 is required for all interbank electronic transfers routed through this branch.
Why every Yes Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR FORTY FOUR C of Yes Bank — its own 11-character IFSC. The code YESB0001022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0001022 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sector Forty Four C branch
Once you have an account at Yes Bank – SECTOR FORTY FOUR C, the IFSC YESB0001022 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sector Forty Four C branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0001022
How to transfer money using IFSC YESB0001022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0001022 across all three.
NEFT to Yes Bank, SECTOR FORTY FOUR C using IFSC YESB0001022
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0001022, and confirm that the system picks up Yes Bank – SECTOR FORTY FOUR C. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SECTOR FORTY FOUR C
If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SECTOR FORTY FOUR C branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0001022 while initiating the transfer and the credit will appear within minutes.
IMPS to Yes Bank SECTOR FORTY FOUR C (IFSC YESB0001022)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0001022 in your mobile or internet banking app, and the money is credited to the SECTOR FORTY FOUR C branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0001022 for Yes Bank – SECTOR FORTY FOUR C, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0001022 | Yes – YESB0001022 | Yes – YESB0001022 |
For most retail customers crediting the Sector Forty Four C branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0001022
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – SECTOR FORTY FOUR C is still mapped to IFSC YESB0001022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0001022 and the beneficiary's account number to complete the transfer.
Online banking and IFSC YESB0001022
Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR FORTY FOUR C branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0001022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sector Forty Four C branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0001022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC YESB0001022
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SECTOR FORTY FOUR C, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0001022. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sector Forty Four C branch
The branch is located at GRND FLR AND BASEMENT, SCO - 265, SECTOR 44C, CHANDIGARH - 160047, which puts it inside Chandigarh, the broader Chandigarh district, and the state of Chandigarh. To plan your visit:
- Open Google Maps on your phone and search for “Yes Bank Sector Forty Four C branch” — the verified location pin for IFSC YESB0001022 should appear at the top of the results.
- Confirm the branch is open by calling 18002000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0001022 and your account number.
Verifying IFSC YESB0001022 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0001022 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 18002000.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Forty Four C branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0001022, however, work 24x7.
Branch address & contact
Yes BankSector Forty Four C Branch
GRND FLR AND BASEMENT, SCO - 265, SECTOR 44C, CHANDIGARH - 160047
Chandigarh, Chandigarh
Phone: 18002000
IFSC: YESB0001022
Frequently asked questions
Where is Yes Bank Sector Forty Four C branch located?
Yes Bank's Sector Forty Four C branch is located at GRND FLR AND BASEMENT, SCO - 265, SECTOR 44C, CHANDIGARH - 160047, Chandigarh, Chandigarh.
Is IFSC YESB0001022 valid for NEFT and RTGS?
Yes. IFSC YESB0001022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC YESB0001022 the same for all accounts at Sector Forty Four C branch?
Yes. The IFSC YESB0001022 is shared by every account held at Yes Bank's Sector Forty Four C branch. Only the account number changes from customer to customer.
What is the IFSC code of Yes Bank Sector Forty Four C branch?
The IFSC code of Yes Bank, Sector Forty Four C branch is YESB0001022. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Yes Bank Sector Forty Four C as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0001022, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC YESB0001022 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0001022 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Forty Four C branch but serve different purposes.
What is the phone number of Yes Bank Sector Forty Four C branch?
You can reach the branch at 18002000 during regular banking hours.
Summary
The IFSC code YESB0001022 belongs to Yes Bank's SECTOR FORTY FOUR C branch, located at GRND FLR AND BASEMENT, SCO - 265, SECTOR 44C, CHANDIGARH - 160047 in CHANDIGARH, CHANDIGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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