IFSC Code of Yes Bank, Berhampur Coop Urban Bank Ltd Branch, Odisha

Below are the complete branch details for Yes Bank, BERHAMPUR COOP URBAN BANK LTD branch, located in BRAHMAPUR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0BAMCUB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0BAMCUB for Yes Bank – BERHAMPUR COOP URBAN BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – BERHAMPUR COOP URBAN BANK LTD is YESB0BAMCUB. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters BAMCUB map to this branch in BRAHMAPUR, ODISHA.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Berhampur Coop Urban Bank Ltd branch in Brahmapur, Odisha is part of this network and uses the IFSC code YESB0BAMCUB for all electronic settlement.

About the Berhampur Coop Urban Bank Ltd branch

The Berhampur Coop Urban Bank Ltd branch of Yes Bank is situated at NEAR PURANA MARKET, BERHAMPUR - 760001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0BAMCUB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's BERHAMPUR COOP URBAN BANK LTD branch came to be assigned the code YESB0BAMCUB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0BAMCUB, money simply cannot be routed to the BERHAMPUR COOP URBAN BANK LTD branch electronically.

How to transfer money using IFSC YESB0BAMCUB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0BAMCUB across all three.

How to use IFSC YESB0BAMCUB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's BERHAMPUR COOP URBAN BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0BAMCUB.
4. Confirm the bank name auto-populates as Yes Bank and the branch as BERHAMPUR COOP URBAN BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BERHAMPUR COOP URBAN BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's BERHAMPUR COOP URBAN BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0BAMCUB while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank BERHAMPUR COOP URBAN BANK LTD (IFSC YESB0BAMCUB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0BAMCUB in your mobile or internet banking app, and the money is credited to the BERHAMPUR COOP URBAN BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Berhampur Coop Urban Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0BAMCUB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BERHAMPUR COOP URBAN BANK LTD is still linked to IFSC YESB0BAMCUB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's BERHAMPUR COOP URBAN BANK LTD branch, the IFSC YESB0BAMCUB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Berhampur Coop Urban Bank Ltd branch is mapped to IFSC YESB0BAMCUB on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0BAMCUB.

Banking services available

The Berhampur Coop Urban Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 680-2223712.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0BAMCUB

MICR & cheque-truncation details

Cheques drawn on the Berhampur Coop Urban Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0BAMCUB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0BAMCUB

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the BERHAMPUR COOP URBAN BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0BAMCUB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – BERHAMPUR COOP URBAN BANK LTD:

• The IFSC is exactly YESB0BAMCUB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and BERHAMPUR COOP URBAN BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Berhampur Coop Urban Bank Ltd branch sits at NEAR PURANA MARKET, BERHAMPUR - 760001. If you are travelling from outside Brahmapur, search for the branch on a maps application using the bank name and locality, or call 680-2223712 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0BAMCUB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0BAMCUB for Yes Bank – BERHAMPUR COOP URBAN BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Berhampur Coop Urban Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0BAMCUB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0BAMCUB belongs to Yes Bank's BERHAMPUR COOP URBAN BANK LTD branch, located at NEAR PURANA MARKET, BERHAMPUR - 760001 in BRAHMAPUR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.