IFSC Code of Yes Bank, The Bishnupur Town Cooperative Bank Ltd Branch, West Bengal

Below are the complete branch details for Yes Bank, THE BISHNUPUR TOWN COOPERATIVE BANK LTD branch, located in BISHNUPUR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is YESB0CTBTCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0CTBTCB for Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0CTBTCB is the IFSC of Yes Bank's THE BISHNUPUR TOWN COOPERATIVE BANK LTD branch. The format is fixed: YESB = bank code, 0 = reserved, CTBTCB = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Bishnupur Town Cooperative Bank Ltd branch — IFSC YESB0CTBTCB — extends the bank's services to customers in and around Bishnupur, West Bengal.

Branch details at a glance

About this branch

The branch is located at THANAGORA, PO BISHNUPUR, 722122. It serves the Bishnupur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0CTBTCB is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE BISHNUPUR TOWN COOPERATIVE BANK LTD branch came to be assigned the code YESB0CTBTCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0CTBTCB, money simply cannot be routed to the THE BISHNUPUR TOWN COOPERATIVE BANK LTD branch electronically.

Account types you can open at the The Bishnupur Town Cooperative Bank Ltd branch

Once you have an account at Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD, the IFSC YESB0CTBTCB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Bishnupur Town Cooperative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8016449988.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0CTBTCB

How to transfer money using IFSC YESB0CTBTCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CTBTCB across all three.

NEFT to Yes Bank, THE BISHNUPUR TOWN COOPERATIVE BANK LTD using IFSC YESB0CTBTCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0CTBTCB, and confirm that the system picks up Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE BISHNUPUR TOWN COOPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE BISHNUPUR TOWN COOPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CTBTCB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD, use IMPS. With IFSC YESB0CTBTCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Bishnupur Town Cooperative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0CTBTCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BISHNUPUR TOWN COOPERATIVE BANK LTD is still linked to IFSC YESB0CTBTCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0CTBTCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD is still mapped to IFSC YESB0CTBTCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CTBTCB and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Bishnupur Town Cooperative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0CTBTCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CTBTCB and the account number together uniquely identify the The Bishnupur Town Cooperative Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD:

• The IFSC is exactly YESB0CTBTCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE BISHNUPUR TOWN COOPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Bishnupur Town Cooperative Bank Ltd branch

The branch is located at THANAGORA, PO BISHNUPUR, 722122, which puts it inside Bishnupur, the broader Bankura district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank The Bishnupur Town Cooperative Bank Ltd branch” — the verified location pin for IFSC YESB0CTBTCB should appear at the top of the results.
2. Confirm the branch is open by calling 8016449988 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CTBTCB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CTBTCB for Yes Bank – THE BISHNUPUR TOWN COOPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bishnupur Town Cooperative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0CTBTCB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0CTBTCB is the IFSC code of Yes Bank, THE BISHNUPUR TOWN COOPERATIVE BANK LTD branch, in BISHNUPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.