IFSC Code of Yes Bank, Parwanoo Urban Coop Bank Bilaspur Branch, Himachal Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, PARWANOO URBAN COOP BANK BILASPUR branch in BILASPUR. The 11-digit IFSC YESB0TPCB11 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the PARWANOO URBAN COOP BANK BILASPUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – PARWANOO URBAN COOP BANK BILASPUR is YESB0TPCB11. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters TPCB11 map to this branch in BILASPUR, HIMACHAL PRADESH.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Parwanoo Urban Coop Bank Bilaspur branch in Bilaspur, Himachal Pradesh is part of this network and uses the IFSC code YESB0TPCB11 for all electronic settlement.

About the Parwanoo Urban Coop Bank Bilaspur branch

The Parwanoo Urban Coop Bank Bilaspur branch of Yes Bank is situated at NEAR HDFC BANK MAIN BAZAR BILASPUR HP 174001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0TPCB11 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's PARWANOO URBAN COOP BANK BILASPUR branch came to be assigned the code YESB0TPCB11.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0TPCB11, money simply cannot be routed to the PARWANOO URBAN COOP BANK BILASPUR branch electronically.

How to transfer money using IFSC YESB0TPCB11

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0TPCB11 across all three.

How to use IFSC YESB0TPCB11 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's PARWANOO URBAN COOP BANK BILASPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0TPCB11.
4. Confirm the bank name auto-populates as Yes Bank and the branch as PARWANOO URBAN COOP BANK BILASPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PARWANOO URBAN COOP BANK BILASPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's PARWANOO URBAN COOP BANK BILASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0TPCB11 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank PARWANOO URBAN COOP BANK BILASPUR (IFSC YESB0TPCB11)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0TPCB11 in your mobile or internet banking app, and the money is credited to the PARWANOO URBAN COOP BANK BILASPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0TPCB11 for Yes Bank – PARWANOO URBAN COOP BANK BILASPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Parwanoo Urban Coop Bank Bilaspur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0TPCB11

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – PARWANOO URBAN COOP BANK BILASPUR is still mapped to IFSC YESB0TPCB11. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0TPCB11 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Parwanoo Urban Coop Bank Bilaspur branch is mapped to IFSC YESB0TPCB11 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0TPCB11.

Banking services available

The Parwanoo Urban Coop Bank Bilaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1978-221212.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0TPCB11

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0TPCB11 and the account number together uniquely identify the Parwanoo Urban Coop Bank Bilaspur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Parwanoo Urban Coop Bank Bilaspur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0TPCB11 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0TPCB11

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – PARWANOO URBAN COOP BANK BILASPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0TPCB11.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Parwanoo Urban Coop Bank Bilaspur branch

The branch is located at NEAR HDFC BANK MAIN BAZAR BILASPUR HP 174001, which puts it inside Bilaspur, the broader Bilaspur district, and the state of Himachal Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Parwanoo Urban Coop Bank Bilaspur branch” — the verified location pin for IFSC YESB0TPCB11 should appear at the top of the results.
2. Confirm the branch is open by calling 1978-221212 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0TPCB11 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0TPCB11 for Yes Bank – PARWANOO URBAN COOP BANK BILASPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Parwanoo Urban Coop Bank Bilaspur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0TPCB11, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0TPCB11 is the IFSC code of Yes Bank, PARWANOO URBAN COOP BANK BILASPUR branch, in BILASPUR, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.