IFSC Code of Yes Bank, Mahanagar Nagrik Sahkari Bank Hamidiya Road Branch, Madhya Pradesh

If you are searching for the IFSC code of Yes Bank, MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch in BHOPAL, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is YESB0MNSB04. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch, and detailed step-by-step guides for using the IFSC YESB0MNSB04 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch, the IFSC YESB0MNSB04 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and MNSB04 identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Mahanagar Nagrik Sahkari Bank Hamidiya Road branch in Bhopal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0MNSB04.

Branch details at a glance

About the Mahanagar Nagrik Sahkari Bank Hamidiya Road branch

The Mahanagar Nagrik Sahkari Bank Hamidiya Road branch of Yes Bank is situated at PLOT NO.23,24 SHARMA COLONY,HAMIDIA ROAD,BHOPAL -462001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0MNSB04 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch came to be assigned the code YESB0MNSB04.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MNSB04, money simply cannot be routed to the MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch electronically.

Products and account variants supported

Every account opened at the Mahanagar Nagrik Sahkari Bank Hamidiya Road branch is mapped to IFSC YESB0MNSB04 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MNSB04.

Banking services available

The Mahanagar Nagrik Sahkari Bank Hamidiya Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 755-4098001.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MNSB04

How to transfer money using IFSC YESB0MNSB04

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MNSB04 across all three.

How to use IFSC YESB0MNSB04 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0MNSB04.
4. Confirm the bank name auto-populates as Yes Bank and the branch as MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MNSB04 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD, use IMPS. With IFSC YESB0MNSB04 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MNSB04 for Yes Bank – MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahanagar Nagrik Sahkari Bank Hamidiya Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch, the IFSC YESB0MNSB04 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0MNSB04

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MNSB04 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mahanagar Nagrik Sahkari Bank Hamidiya Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MNSB04 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD:

• The IFSC is exactly YESB0MNSB04 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mahanagar Nagrik Sahkari Bank Hamidiya Road branch

The branch is located at PLOT NO.23,24 SHARMA COLONY,HAMIDIA ROAD,BHOPAL -462001, which puts it inside Bhopal, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mahanagar Nagrik Sahkari Bank Hamidiya Road branch” — the verified location pin for IFSC YESB0MNSB04 should appear at the top of the results.
2. Confirm the branch is open by calling 755-4098001 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MNSB04 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MNSB04 for Yes Bank – MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mahanagar Nagrik Sahkari Bank Hamidiya Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MNSB04 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MNSB04 is the IFSC code of Yes Bank, MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD branch, in BHOPAL, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.