IFSC Code of Yes Bank, Mahanagar Nagrik Sah Bank Bairagarh Branch, Madhya Pradesh

If you are searching for the IFSC code of Yes Bank, MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch in BHOPAL, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is YESB0MNSB01. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch, and detailed step-by-step guides for using the IFSC YESB0MNSB01 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – MAHANAGAR NAGRIK SAH BANK BAIRAGARH is YESB0MNSB01. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MNSB01 map to this branch in BHOPAL, MADHYA PRADESH.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahanagar Nagrik Sah Bank Bairagarh branch in Bhopal, Madhya Pradesh is part of this network and uses the IFSC code YESB0MNSB01 for all electronic settlement.

Mahanagar Nagrik Sah Bank Bairagarh branch overview

Located at SANT HIRDARAM NAGAR,SWAMI SHANTI PRAKASH CHOURAHA BAIRAGARH, BHOPAL -462030, the Mahanagar Nagrik Sah Bank Bairagarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0MNSB01 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAHANAGAR NAGRIK SAH BANK BAIRAGARH of Yes Bank — its own 11-character IFSC. The code YESB0MNSB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MNSB01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Mahanagar Nagrik Sah Bank Bairagarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MNSB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0MNSB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MNSB01 across all three.

How to use IFSC YESB0MNSB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0MNSB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as MAHANAGAR NAGRIK SAH BANK BAIRAGARH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MAHANAGAR NAGRIK SAH BANK BAIRAGARH

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MNSB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank MAHANAGAR NAGRIK SAH BANK BAIRAGARH (IFSC YESB0MNSB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MNSB01 in your mobile or internet banking app, and the money is credited to the MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MNSB01 for Yes Bank – MAHANAGAR NAGRIK SAH BANK BAIRAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahanagar Nagrik Sah Bank Bairagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch, the IFSC YESB0MNSB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mahanagar Nagrik Sah Bank Bairagarh branch is mapped to IFSC YESB0MNSB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MNSB01.

Products and services

Customers walking into the Mahanagar Nagrik Sah Bank Bairagarh branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MNSB01

Digital banking channels

Most day-to-day work that customers used to do at the Mahanagar Nagrik Sah Bank Bairagarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MNSB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Mahanagar Nagrik Sah Bank Bairagarh branch

The branch is located at SANT HIRDARAM NAGAR,SWAMI SHANTI PRAKASH CHOURAHA BAIRAGARH, BHOPAL -462030, which puts it inside Bhopal, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mahanagar Nagrik Sah Bank Bairagarh branch” — the verified location pin for IFSC YESB0MNSB01 should appear at the top of the results.
2. Confirm the branch is open by calling 9893000739 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MNSB01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MAHANAGAR NAGRIK SAH BANK BAIRAGARH:

• The IFSC is exactly YESB0MNSB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MAHANAGAR NAGRIK SAH BANK BAIRAGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Mahanagar Nagrik Sah Bank Bairagarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MNSB01 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MNSB01 for Yes Bank – MAHANAGAR NAGRIK SAH BANK BAIRAGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MNSB01 is the IFSC code of Yes Bank, MAHANAGAR NAGRIK SAH BANK BAIRAGARH branch, in BHOPAL, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.