IFSC Code of Yes Bank, Uttarkashi Zila Sah Bank Gyansu Branch, Uttarakhand

Below are the complete branch details for Yes Bank, UTTARKASHI ZILA SAH BANK GYANSU branch, located in BHATWARI, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is YESB0DCBU09. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0DCBU09 for Yes Bank – UTTARKASHI ZILA SAH BANK GYANSU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0DCBU09 is the IFSC of Yes Bank's UTTARKASHI ZILA SAH BANK GYANSU branch. The format is fixed: YESB = bank code, 0 = reserved, DCBU09 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Uttarkashi Zila Sah Bank Gyansu branch — IFSC YESB0DCBU09 — extends the bank's services to customers in and around Bhatwari, Uttarakhand.

About this branch

The branch is located at BLOCK BHATWARI, P O GYANSU, UTTARKASHI - 249193. It serves the Bhatwari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0DCBU09 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UTTARKASHI ZILA SAH BANK GYANSU branch came to be assigned the code YESB0DCBU09.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0DCBU09, money simply cannot be routed to the UTTARKASHI ZILA SAH BANK GYANSU branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0DCBU09 and the account number together uniquely identify the Uttarkashi Zila Sah Bank Gyansu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0DCBU09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0DCBU09 across all three.

How to use IFSC YESB0DCBU09 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's UTTARKASHI ZILA SAH BANK GYANSU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0DCBU09.
4. Confirm the bank name auto-populates as Yes Bank and the branch as UTTARKASHI ZILA SAH BANK GYANSU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to UTTARKASHI ZILA SAH BANK GYANSU

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's UTTARKASHI ZILA SAH BANK GYANSU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0DCBU09 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – UTTARKASHI ZILA SAH BANK GYANSU, use IMPS. With IFSC YESB0DCBU09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0DCBU09 for Yes Bank – UTTARKASHI ZILA SAH BANK GYANSU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Uttarkashi Zila Sah Bank Gyansu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's UTTARKASHI ZILA SAH BANK GYANSU branch, the IFSC YESB0DCBU09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Uttarkashi Zila Sah Bank Gyansu branch is mapped to IFSC YESB0DCBU09 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0DCBU09.

Banking services available

The Uttarkashi Zila Sah Bank Gyansu branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 137-4222246.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0DCBU09

Online banking and IFSC YESB0DCBU09

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the UTTARKASHI ZILA SAH BANK GYANSU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0DCBU09 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Uttarkashi Zila Sah Bank Gyansu branch sits at BLOCK BHATWARI, P O GYANSU, UTTARKASHI - 249193. If you are travelling from outside Bhatwari, search for the branch on a maps application using the bank name and locality, or call 137-4222246 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0DCBU09 and your account number.

Common mistakes to avoid when using IFSC YESB0DCBU09

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – UTTARKASHI ZILA SAH BANK GYANSU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0DCBU09.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Uttarkashi Zila Sah Bank Gyansu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0DCBU09 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0DCBU09 for Yes Bank – UTTARKASHI ZILA SAH BANK GYANSU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0DCBU09 belongs to Yes Bank's UTTARKASHI ZILA SAH BANK GYANSU branch, located at BLOCK BHATWARI, P O GYANSU, UTTARKASHI - 249193 in BHATWARI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.