Below are the complete branch details for Yes Bank, THE YAVATMAL UCB BHADRAWATI branch, located in BHADRAVATI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0YUCB21. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0YUCB21 for Yes Bank – THE YAVATMAL UCB BHADRAWATI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Yes Bank – THE YAVATMAL UCB BHADRAWATI is YESB0YUCB21. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters YUCB21 map to this branch in BHADRAVATI, MAHARASHTRA.
About Yes Bank
Yes Bank operates a wide network of branches across India, including the The Yavatmal Ucb Bhadrawati branch in Bhadravati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0YUCB21.
The Yavatmal Ucb Bhadrawati branch overview
Located at GANDHI CHOWK BHADRAWATI 442902, the The Yavatmal Ucb Bhadrawati branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0YUCB21 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | The Yavatmal Ucb Bhadrawati |
| IFSC Code | YESB0YUCB21 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANDHI CHOWK BHADRAWATI 442902 |
| City | Bhadravati |
| District | Chandrapur |
| State | Maharashtra |
| STD Code | 7175 |
| Phone | 265633 |
Why every Yes Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE YAVATMAL UCB BHADRAWATI of Yes Bank — its own 11-character IFSC. The code YESB0YUCB21 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0YUCB21 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the The Yavatmal Ucb Bhadrawati branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0YUCB21 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC YESB0YUCB21
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0YUCB21 across all three.
NEFT to Yes Bank, THE YAVATMAL UCB BHADRAWATI using IFSC YESB0YUCB21
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0YUCB21, and confirm that the system picks up Yes Bank – THE YAVATMAL UCB BHADRAWATI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THE YAVATMAL UCB BHADRAWATI
If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE YAVATMAL UCB BHADRAWATI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0YUCB21 while initiating the transfer and the credit will appear within minutes.
IMPS to Yes Bank THE YAVATMAL UCB BHADRAWATI (IFSC YESB0YUCB21)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0YUCB21 in your mobile or internet banking app, and the money is credited to the THE YAVATMAL UCB BHADRAWATI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0YUCB21 for Yes Bank – THE YAVATMAL UCB BHADRAWATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0YUCB21 | Yes – YESB0YUCB21 | Yes – YESB0YUCB21 |
For most retail customers crediting the The Yavatmal Ucb Bhadrawati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0YUCB21
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE YAVATMAL UCB BHADRAWATI is still mapped to IFSC YESB0YUCB21. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0YUCB21 and the beneficiary's account number to complete the transfer.
Account types you can open at the The Yavatmal Ucb Bhadrawati branch
Once you have an account at Yes Bank – THE YAVATMAL UCB BHADRAWATI, the IFSC YESB0YUCB21 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Yavatmal Ucb Bhadrawati branch can access most of Yes Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC YESB0YUCB21
Online banking and IFSC YESB0YUCB21
Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE YAVATMAL UCB BHADRAWATI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0YUCB21 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The The Yavatmal Ucb Bhadrawati branch sits at GANDHI CHOWK BHADRAWATI 442902. If you are travelling from outside Bhadravati, search for the branch on a maps application using the bank name and locality, or call 7175-265633 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0YUCB21 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE YAVATMAL UCB BHADRAWATI:
- The IFSC is exactly YESB0YUCB21 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Yes Bank as the bank name and THE YAVATMAL UCB BHADRAWATI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at The Yavatmal Ucb Bhadrawati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0YUCB21 continue to work without interruption.
Verifying IFSC YESB0YUCB21 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0YUCB21 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7175-265633.
- Visiting the bank's official branch locator page.
Branch address & contact
Yes BankThe Yavatmal Ucb Bhadrawati Branch
GANDHI CHOWK BHADRAWATI 442902
Bhadravati, Maharashtra
Phone: 7175-265633
IFSC: YESB0YUCB21
Frequently asked questions
How do I add Yes Bank The Yavatmal Ucb Bhadrawati as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0YUCB21, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using YESB0YUCB21 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – The Yavatmal Ucb Bhadrawati reflect within 30 minutes.
What is the phone number of Yes Bank The Yavatmal Ucb Bhadrawati branch?
You can reach the branch at 7175-265633 during regular banking hours.
What is the IFSC code of Yes Bank The Yavatmal Ucb Bhadrawati branch?
The IFSC code of Yes Bank, The Yavatmal Ucb Bhadrawati branch is YESB0YUCB21. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC YESB0YUCB21 valid for NEFT and RTGS?
Yes. IFSC YESB0YUCB21 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Yes Bank The Yavatmal Ucb Bhadrawati branch located?
Yes Bank's The Yavatmal Ucb Bhadrawati branch is located at GANDHI CHOWK BHADRAWATI 442902, Bhadravati, Maharashtra.
Does Yes Bank The Yavatmal Ucb Bhadrawati branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7175-265633 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Yavatmal Ucb Bhadrawati branch but serve different purposes.
Summary
The IFSC code YESB0YUCB21 belongs to Yes Bank's THE YAVATMAL UCB BHADRAWATI branch, located at GANDHI CHOWK BHADRAWATI 442902 in BHADRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


