IFSC Code of Yes Bank, The Bankura Town Cooperative Bank Ltd Branch, West Bengal

If you are searching for the IFSC code of Yes Bank, THE BANKURA TOWN COOPERATIVE BANK LTD branch in BANKURA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is YESB00BTCBL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BANKURA TOWN COOPERATIVE BANK LTD branch, and detailed step-by-step guides for using the IFSC YESB00BTCBL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD is YESB00BTCBL. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0BTCBL map to this branch in BANKURA, WEST BENGAL.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the The Bankura Town Cooperative Bank Ltd branch in Bankura. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB00BTCBL.

About this branch

The branch is located at 43 NETAJI SUBASH ROAD, BANKURA 722101. It serves the Bankura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB00BTCBL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE BANKURA TOWN COOPERATIVE BANK LTD branch came to be assigned the code YESB00BTCBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB00BTCBL, money simply cannot be routed to the THE BANKURA TOWN COOPERATIVE BANK LTD branch electronically.

How to transfer money using IFSC YESB00BTCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB00BTCBL across all three.

NEFT to Yes Bank, THE BANKURA TOWN COOPERATIVE BANK LTD using IFSC YESB00BTCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB00BTCBL, and confirm that the system picks up Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE BANKURA TOWN COOPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's THE BANKURA TOWN COOPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB00BTCBL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD, use IMPS. With IFSC YESB00BTCBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB00BTCBL for Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Bankura Town Cooperative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB00BTCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD is still mapped to IFSC YESB00BTCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB00BTCBL and the beneficiary's account number to complete the transfer.

Account types you can open at the The Bankura Town Cooperative Bank Ltd branch

Once you have an account at Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD, the IFSC YESB00BTCBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Bankura Town Cooperative Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8617646471.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB00BTCBL

MICR & cheque-truncation details

Cheques drawn on the The Bankura Town Cooperative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB00BTCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB00BTCBL

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE BANKURA TOWN COOPERATIVE BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB00BTCBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD:

• The IFSC is exactly YESB00BTCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and THE BANKURA TOWN COOPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Bankura Town Cooperative Bank Ltd branch sits at 43 NETAJI SUBASH ROAD, BANKURA 722101. If you are travelling from outside Bankura, search for the branch on a maps application using the bank name and locality, or call 8617646471 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB00BTCBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB00BTCBL for Yes Bank – THE BANKURA TOWN COOPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bankura Town Cooperative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB00BTCBL, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB00BTCBL is the IFSC code of Yes Bank, THE BANKURA TOWN COOPERATIVE BANK LTD branch, in BANKURA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.