IFSC Code of Yes Bank, Vasavi Mscm Co-Operative Bank Ltd. Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, VASAVI MSCM CO-OPERATIVE BANK LTD. branch in BANGALORE. The 11-digit IFSC YESB0MCSMB1 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the VASAVI MSCM CO-OPERATIVE BANK LTD. location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0MCSMB1 is the IFSC of Yes Bank's VASAVI MSCM CO-OPERATIVE BANK LTD. branch. The format is fixed: YESB = bank code, 0 = reserved, MCSMB1 = branch identifier.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vasavi Mscm Co-Operative Bank Ltd. branch in Bangalore, Karnataka is part of this network and uses the IFSC code YESB0MCSMB1 for all electronic settlement.

About the Vasavi Mscm Co-Operative Bank Ltd. branch

The Vasavi Mscm Co-Operative Bank Ltd. branch of Yes Bank is situated at 6, HOSPITAL ROAD, NEAR AVENUE ROAD CROSS, BANGALORE - 560053. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0MCSMB1 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's VASAVI MSCM CO-OPERATIVE BANK LTD. branch came to be assigned the code YESB0MCSMB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MCSMB1, money simply cannot be routed to the VASAVI MSCM CO-OPERATIVE BANK LTD. branch electronically.

How to transfer money using IFSC YESB0MCSMB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MCSMB1 across all three.

NEFT to Yes Bank, VASAVI MSCM CO-OPERATIVE BANK LTD. using IFSC YESB0MCSMB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MCSMB1, and confirm that the system picks up Yes Bank – VASAVI MSCM CO-OPERATIVE BANK LTD.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0MCSMB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – VASAVI MSCM CO-OPERATIVE BANK LTD., ensure your bank's portal accepts IFSC YESB0MCSMB1 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – VASAVI MSCM CO-OPERATIVE BANK LTD., use IMPS. With IFSC YESB0MCSMB1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MCSMB1 for Yes Bank – VASAVI MSCM CO-OPERATIVE BANK LTD., but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vasavi Mscm Co-Operative Bank Ltd. branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0MCSMB1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – VASAVI MSCM CO-OPERATIVE BANK LTD. is still mapped to IFSC YESB0MCSMB1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0MCSMB1 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vasavi Mscm Co-Operative Bank Ltd. branch is mapped to IFSC YESB0MCSMB1 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MCSMB1.

Products and services

Customers walking into the Vasavi Mscm Co-Operative Bank Ltd. branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MCSMB1

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0MCSMB1 and the account number together uniquely identify the Vasavi Mscm Co-Operative Bank Ltd. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Vasavi Mscm Co-Operative Bank Ltd. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MCSMB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC YESB0MCSMB1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – VASAVI MSCM CO-OPERATIVE BANK LTD., double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0MCSMB1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Vasavi Mscm Co-Operative Bank Ltd. branch sits at 6, HOSPITAL ROAD, NEAR AVENUE ROAD CROSS, BANGALORE - 560053. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22253389 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MCSMB1 and your account number.

Verifying IFSC YESB0MCSMB1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0MCSMB1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-22253389.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vasavi Mscm Co-Operative Bank Ltd. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MCSMB1 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0MCSMB1 belongs to Yes Bank's VASAVI MSCM CO-OPERATIVE BANK LTD. branch, located at 6, HOSPITAL ROAD, NEAR AVENUE ROAD CROSS, BANGALORE - 560053 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.