IFSC Code of Yes Bank, Bicholim Urban Cooperative Bank Bamboli Branch, Goa

If you are searching for the IFSC code of Yes Bank, BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch in BAMBOLI, GOA, this page has every detail you need. The verified IFSC code for this branch is YESB0BLC013. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch, and detailed step-by-step guides for using the IFSC YESB0BLC013 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0BLC013 is the IFSC of Yes Bank's BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch. The format is fixed: YESB = bank code, 0 = reserved, BLC013 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bicholim Urban Cooperative Bank Bamboli branch — IFSC YESB0BLC013 — extends the bank's services to customers in and around Bamboli, Goa.

Branch details at a glance

About the Bicholim Urban Cooperative Bank Bamboli branch

The Bicholim Urban Cooperative Bank Bamboli branch of Yes Bank is situated at C/O DR.HEDGEWAR SHIKSHAN PRASARAK MANDAL,CUJIRA,BAMBOLIM,GOA.403202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0BLC013 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch came to be assigned the code YESB0BLC013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0BLC013, money simply cannot be routed to the BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch electronically.

Products and account variants supported

Every account opened at the Bicholim Urban Cooperative Bank Bamboli branch is mapped to IFSC YESB0BLC013 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0BLC013.

Products and services

Customers walking into the Bicholim Urban Cooperative Bank Bamboli branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0BLC013

How to transfer money using IFSC YESB0BLC013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0BLC013 across all three.

How to use IFSC YESB0BLC013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0BLC013.
4. Confirm the bank name auto-populates as Yes Bank and the branch as BICHOLIM URBAN COOPERATIVE BANK BAMBOLI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0BLC013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – BICHOLIM URBAN COOPERATIVE BANK BAMBOLI, ensure your bank's portal accepts IFSC YESB0BLC013 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – BICHOLIM URBAN COOPERATIVE BANK BAMBOLI, use IMPS. With IFSC YESB0BLC013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bicholim Urban Cooperative Bank Bamboli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0BLC013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BICHOLIM URBAN COOPERATIVE BANK BAMBOLI is still linked to IFSC YESB0BLC013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch, the IFSC YESB0BLC013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Bicholim Urban Cooperative Bank Bamboli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0BLC013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Bicholim Urban Cooperative Bank Bamboli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0BLC013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – BICHOLIM URBAN COOPERATIVE BANK BAMBOLI:

• The IFSC is exactly YESB0BLC013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and BICHOLIM URBAN COOPERATIVE BANK BAMBOLI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bicholim Urban Cooperative Bank Bamboli branch sits at C/O DR.HEDGEWAR SHIKSHAN PRASARAK MANDAL,CUJIRA,BAMBOLIM,GOA.403202. If you are travelling from outside Bamboli, search for the branch on a maps application using the bank name and locality, or call 832-2438556 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0BLC013 and your account number.

Verifying IFSC YESB0BLC013 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0BLC013 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 832-2438556.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bicholim Urban Cooperative Bank Bamboli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0BLC013 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0BLC013 is the IFSC code of Yes Bank, BICHOLIM URBAN COOPERATIVE BANK BAMBOLI branch, in BAMBOLI, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.