IFSC Code of Yes Bank, Chikhli Urban Coop Bank Badnapur Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's CHIKHLI URBAN COOP BANK BADNAPUR branch in BADNAPUR, MAHARASHTRA. The branch's IFSC code YESB0CCUB23 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's CHIKHLI URBAN COOP BANK BADNAPUR branch, the IFSC YESB0CCUB23 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and CCUB23 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chikhli Urban Coop Bank Badnapur branch — IFSC YESB0CCUB23 — extends the bank's services to customers in and around Badnapur, Maharashtra.

Chikhli Urban Coop Bank Badnapur branch overview

Located at AURANGABAD HIGHWAY PIN 431202, the Chikhli Urban Coop Bank Badnapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0CCUB23 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIKHLI URBAN COOP BANK BADNAPUR of Yes Bank — its own 11-character IFSC. The code YESB0CCUB23 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0CCUB23 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0CCUB23

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CCUB23 across all three.

How to use IFSC YESB0CCUB23 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's CHIKHLI URBAN COOP BANK BADNAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CCUB23.
4. Confirm the bank name auto-populates as Yes Bank and the branch as CHIKHLI URBAN COOP BANK BADNAPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHIKHLI URBAN COOP BANK BADNAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's CHIKHLI URBAN COOP BANK BADNAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CCUB23 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank CHIKHLI URBAN COOP BANK BADNAPUR (IFSC YESB0CCUB23)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CCUB23 in your mobile or internet banking app, and the money is credited to the CHIKHLI URBAN COOP BANK BADNAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0CCUB23 for Yes Bank – CHIKHLI URBAN COOP BANK BADNAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chikhli Urban Coop Bank Badnapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's CHIKHLI URBAN COOP BANK BADNAPUR branch, the IFSC YESB0CCUB23 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Chikhli Urban Coop Bank Badnapur branch

Once you have an account at Yes Bank – CHIKHLI URBAN COOP BANK BADNAPUR, the IFSC YESB0CCUB23 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chikhli Urban Coop Bank Badnapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9011065923.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0CCUB23

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0CCUB23 and the account number together uniquely identify the Chikhli Urban Coop Bank Badnapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Chikhli Urban Coop Bank Badnapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0CCUB23 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – CHIKHLI URBAN COOP BANK BADNAPUR:

• The IFSC is exactly YESB0CCUB23 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and CHIKHLI URBAN COOP BANK BADNAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chikhli Urban Coop Bank Badnapur branch

The branch is located at AURANGABAD HIGHWAY PIN 431202, which puts it inside Badnapur, the broader Jalna district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Chikhli Urban Coop Bank Badnapur branch” — the verified location pin for IFSC YESB0CCUB23 should appear at the top of the results.
2. Confirm the branch is open by calling 9011065923 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CCUB23 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CCUB23 for Yes Bank – CHIKHLI URBAN COOP BANK BADNAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chikhli Urban Coop Bank Badnapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0CCUB23 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0CCUB23 belongs to Yes Bank's CHIKHLI URBAN COOP BANK BADNAPUR branch, located at AURANGABAD HIGHWAY PIN 431202 in BADNAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.