If you are searching for the IFSC code of Yes Bank, WALUJ, AURANGABAD branch in AURANGABAD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0000102. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WALUJ, AURANGABAD branch, and detailed step-by-step guides for using the IFSC YESB0000102 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0000102 is the IFSC of Yes Bank's WALUJ, AURANGABAD branch. The format is fixed: YESB = bank code, 0 = reserved, 000102 = branch identifier.
About Yes Bank
Yes Bank operates a wide network of branches across India, including the Waluj, Aurangabad branch in Aurangabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0000102.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Waluj, Aurangabad |
| IFSC Code | YESB0000102 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, VARDHMAN COMPLEX, PLOT NO C-252/1, MIDC INDUSTRIAL AREA, AURANGABAD, MAHARASHTRA-431136 |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| STD Code | 240 |
| Phone | 6609000 |
About this branch
The branch is located at GROUND FLOOR, VARDHMAN COMPLEX, PLOT NO C-252/1, MIDC INDUSTRIAL AREA, AURANGABAD, MAHARASHTRA-431136. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0000102 is used to identify this branch on the RBI payments network.
Why every Yes Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WALUJ, AURANGABAD of Yes Bank — its own 11-character IFSC. The code YESB0000102 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0000102 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Waluj, Aurangabad branch
Once you have an account at Yes Bank – WALUJ, AURANGABAD, the IFSC YESB0000102 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Waluj, Aurangabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-6609000.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0000102
How to transfer money using IFSC YESB0000102
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0000102 across all three.
NEFT to Yes Bank, WALUJ, AURANGABAD using IFSC YESB0000102
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0000102, and confirm that the system picks up Yes Bank – WALUJ, AURANGABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC YESB0000102
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – WALUJ, AURANGABAD, ensure your bank's portal accepts IFSC YESB0000102 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Yes Bank WALUJ, AURANGABAD (IFSC YESB0000102)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0000102 in your mobile or internet banking app, and the money is credited to the WALUJ, AURANGABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0000102 for Yes Bank – WALUJ, AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0000102 | Yes – YESB0000102 | Yes – YESB0000102 |
For most retail customers crediting the Waluj, Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's WALUJ, AURANGABAD branch, the IFSC YESB0000102 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Waluj, Aurangabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0000102 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0000102 and the account number together uniquely identify the Waluj, Aurangabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC YESB0000102
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – WALUJ, AURANGABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0000102. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Waluj, Aurangabad branch sits at GROUND FLOOR, VARDHMAN COMPLEX, PLOT NO C-252/1, MIDC INDUSTRIAL AREA, AURANGABAD, MAHARASHTRA-431136. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 240-6609000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0000102 and your account number.
Verifying IFSC YESB0000102 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0000102 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 240-6609000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Waluj, Aurangabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0000102 continue to work without interruption.
Branch address & contact
Yes BankWaluj, Aurangabad Branch
GROUND FLOOR, VARDHMAN COMPLEX, PLOT NO C-252/1, MIDC INDUSTRIAL AREA, AURANGABAD, MAHARASHTRA-431136
Aurangabad, Maharashtra
Phone: 240-6609000
IFSC: YESB0000102
Frequently asked questions
Is IFSC YESB0000102 the same for all accounts at Waluj, Aurangabad branch?
Yes. The IFSC YESB0000102 is shared by every account held at Yes Bank's Waluj, Aurangabad branch. Only the account number changes from customer to customer.
How do I add Yes Bank Waluj, Aurangabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0000102, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Yes Bank Waluj, Aurangabad branch?
You can reach the branch at 240-6609000 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Waluj, Aurangabad branch but serve different purposes.
Can I use IFSC YESB0000102 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0000102 to send funds instantly.
How quickly will an NEFT transfer using YESB0000102 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Waluj, Aurangabad reflect within 30 minutes.
Is IFSC YESB0000102 valid for NEFT and RTGS?
Yes. IFSC YESB0000102 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code YESB0000102 belongs to Yes Bank's WALUJ, AURANGABAD branch, located at GROUND FLOOR, VARDHMAN COMPLEX, PLOT NO C-252/1, MIDC INDUSTRIAL AREA,… in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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